Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Domestic Financial Markets
4 Nov 2010
SMP
– November 2010
PDF
258KB
https://www.rba.gov.au/publications/smp/2010/nov/pdf/dom-fin-mkts.pdf
Price and Wage Developments
10 May 2009
SMP
– May 2009
The quarterly outcome was held down by particularly large falls in the prices of deposit & loan facilities and automotive fuel. ... This component represents the ABS estimate of margins on deposit and loan products used by households (as well as the
https://www.rba.gov.au/publications/smp/2009/may/price-wage-dev.html
Statement on Monetary Policy - May 2012
4 May 2012
SMP
- May 2012
PDF
2261KB
https://www.rba.gov.au/publications/smp/2012/may/pdf/0512.pdf
Statement on Monetary Policy – November 2010
5 Nov 2010
SMP
– November 2010
PDF
1785KB
https://www.rba.gov.au/publications/smp/2010/nov/pdf/1110.pdf
Domestic Financial Markets
10 May 2009
SMP
– May 2009
Financial institutions' average variable rates on unsecured personal loans, margin loans and standard credit cards have fallen by 60 to 90 basis points since end January, but average rates on ... Personal credit, which is a much smaller component of
https://www.rba.gov.au/publications/smp/2009/may/dom-fin-mkts.html
Price and Wage Developments
10 Feb 2009
SMP
– February 2009
In addition, there was also a decline in the estimated cost of deposit & loan facilities following recent reductions in the cash rate, a significant fall in motor vehicles prices, and a ... Nonetheless, recent information from the Bank's liaison points
https://www.rba.gov.au/publications/smp/2009/feb/price-wage-dev.html
Statement on Monetary Policy - February 2009
12 Feb 2009
SMP
PDF
1922KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/feb/pdf/0209.pdf
The International Environment
5 Aug 2022
SMP
– August 2022
The five-year loan prime rate – a key mortgage reference rate that is an average of lending rates reported by banks – has declined by 15 basis points since the previous. ... margins had widened to historical highs.
https://www.rba.gov.au/publications/smp/2022/aug/the-international-environment.html
Domestic Financial Markets and Conditions
10 May 2008
SMP
– May 2008
Declining equity prices and increased investor risk aversion have seen borrowers pay down their existing margin loans. ... Financial difficulties at several small brokers that offered margin loans have also emerged.
https://www.rba.gov.au/publications/smp/2008/may/dom-fin-mkts.html
Statement on Monetary Policy - August 2015
7 Aug 2015
SMP
- August 2015
PDF
1966KB
https://www.rba.gov.au/publications/smp/2015/aug/pdf/0815.pdf