Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
Inflation
6 Dec 2023
SMP
- August 2023
PDF
2166KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/04-inflation.pdf
Statement on Monetary Policy
6 Dec 2023
SMP
- August 2023
PDF
9542KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/statement-on-monetary-policy-2023-08.pdf
Price and Wage Developments
10 Aug 2009
SMP
– August 2009
increases for automotive fuel, hospital & medical services and rents, partly offset by falls in the prices of deposit & loan facilities, fruit and vegetables. ... The NAB survey also suggests that margins have declined in recent quarters, although fewer
https://www.rba.gov.au/publications/smp/2009/aug/price-wage-dev.html
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
27KB
banks’ housing loan margins in1996 and early 1997. ... c) Customer risk margins apply to these products. (d) Since March 1997, banks have not applied a customer risk margin to term loans secured by residentialproperty.
https://www.rba.gov.au/publications/smp/1998/may/pdf/box-e.pdf
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
The International Environment
10 Nov 2023
SMP
– November 2023
The International Environment | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/the-international-environment.html
Box A: Recent Reforms to Lending Rates in China
8 Nov 2019
SMP
– November 2019
The new framework requires that all new bank loans be priced relative to the LPR. ... The relevant LPR term is that which best reflects the term of the loan, and mortgage loans will only be able to be repriced on a minimum cycle of one year,
https://www.rba.gov.au/publications/smp/2019/nov/box-a-recent-reforms-to-lending-rates-in-china.html
Semi-Annual Statement on Monetary Policy
31 Jul 2003
SMP
PDF
30KB
Margins on Loans. As noted, not all interest rates on loanshave fallen in line with the cash rate: somehave fallen by more and some by less. ... The indicator rates on small businessoverdrafts and term loans have fallenbroadly in line with the cash
https://www.rba.gov.au/publications/smp/1997/nov/pdf/box-e.pdf
Statement on Monetary Policy - May 2009
7 May 2009
SMP
PDF
1069KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/may/pdf/0509.pdf