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Domestic Financial Conditions

7 Aug 2020 SMP – August 2020
The stock of personal credit outstanding has fallen by 6 per cent since February, driven by declines in outstanding balances on credit cards and fixed-term loans.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html

Domestic Financial Conditions

5 Nov 2021 SMP – November 2021
Much of the recent decline was driven by lower credit card debt, consistent with consumers having had reduced opportunities for spending during lockdowns at the same time that government payments were
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html

Statement on Monetary Policy

24 Feb 2022 SMP - February 2022 PDF 5983KB
https://www.rba.gov.au/publications/smp/2022/feb/pdf/statement-on-monetary-policy-2022-02.pdf

Statement on Monetary Policy

3 Mar 2021 SMP - February 2021 PDF 3481KB
https://www.rba.gov.au/publications/smp/2021/feb/pdf/statement-on-monetary-policy-2021-02.pdf

Statement on Monetary Policy - November 2012

9 Nov 2012 SMP PDF 2522KB
Statement on Monetary Policty - November 2012
https://www.rba.gov.au/publications/smp/2012/nov/pdf/1112.pdf

Domestic Financial Conditions

6 May 2021 SMP – May 2021
Much of this reflects an increase in spending on credit cards alongside the recovery in economic conditions as restrictions to contain the virus were eased.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html

Domestic Financial Markets

5 May 2011 SMP – May 2011 PDF 313KB
https://www.rba.gov.au/publications/smp/2011/may/pdf/dom-fin-mkts.pdf

Statement on Monetary Policy

12 Feb 2023 SMP - February 2023 PDF 7754KB
https://www.rba.gov.au/publications/smp/2023/feb/pdf/statement-on-monetary-policy-2023-02.pdf

Domestic Financial Markets and Conditions

10 Aug 2006 SMP – August 2006
Most institutions also increased the rates on their personal loans and standard credit cards by 25 basis points following the May monetary policy tightening. ... However, competition remains intense in the low-rate (no-frills) segment of the credit card
https://www.rba.gov.au/publications/smp/2006/aug/dom-fin-mkts.html

Domestic Financial Markets

10 Aug 2012 SMP – August 2012
Rates on credit cards continue to be less sensitive to reductions in the cash rate. ... Since mid 2007, rates on credit cards have increased by around 4.5 percentage points, relative to the cash rate.
https://www.rba.gov.au/publications/smp/2012/aug/dom-fin-mkts.html