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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Statement on Monetary Policy

20 Nov 2023 SMP - November 2023 PDF 9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf

Domestic Financial Conditions

4 Feb 2021 SMP – February 2021
Outstanding variable rates have continued to drift down since then, reflecting ongoing competition for new high-quality borrowers and the associated effect of the elevated level of borrower refinancing. ... bonuses and commissions) when assessing a
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html

Domestic Financial Conditions

7 Aug 2020 SMP – August 2020
To date, the tightening in supply mostly reflects a greater degree of verification of borrowers' information rather than a tightening in lending criteria. ... As of June, 12 per cent of borrowers had been granted loan payment deferrals.
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html

Statement on Monetary Policy - May 2024

8 May 2024 SMP - May 2024 PDF 3509KB
https://www.rba.gov.au/publications/smp/2024/may/pdf/statement-on-monetary-policy-2024-05.pdf

Semi-Annual Statement on Monetary Policy

5 Aug 2003 SMP PDF 22KB
The fall ininterest rates for home borrowers has beenparticularly marked, due to the additionaleffect of increased competition in thehousing loan market. ... available (at least from banks)and borrowers often needed to take outmore than one loan in order
https://www.rba.gov.au/publications/smp/1997/nov/pdf/box-b.pdf

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
These data do not capture borrowers negotiating a lower rate with their current lender, which has also increased. ... Most borrowers pay a lot less than the reference rate, as lenders offer discounts.
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Semi-Annual Statement on Monetary Policy

6 Aug 2003 SMP PDF 28KB
6. Borrower Donor Amount (US$Bn). Mexico IMF 17.8(a). (Feb 95) United States 20BIS/G10Spain 10Canada 1ArgentinaBrazil 1Colombia. ... year. Borrower Donor Amount (US$Bn). Indonesia IMF 10.1(Nov 97) World Bank 4.5.
https://www.rba.gov.au/publications/smp/1998/may/pdf/box-a.pdf

Overview

7 Nov 2019 SMP - November 2019 PDF 99KB
https://www.rba.gov.au/publications/smp/2019/nov/pdf/00-overview.pdf

Statement on Monetary Policy

30 Jul 2003 SMP PDF 45KB
through time.For example, a borrower redrawing a housingloan to purchase a car does not need to notifythe lender of the purpose of the redraw, andhence the funds accessed will generally
https://www.rba.gov.au/publications/smp/2002/aug/pdf/box-a.pdf

Domestic Financial Conditions

6 May 2021 SMP – May 2021
Outstanding variable rates have continued to drift lower since then as new and refinancing borrowers have obtained lower rates. ... Repayment deferral arrangements for small business borrowers concluded at the end of March.
https://www.rba.gov.au/publications/smp/2021/may/domestic-financial-conditions.html