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RBA Glossary definition for broad money

broad money – The widest definition of money published by the Reserve Bank of Australia (RBA). Broad money is defined as currency plus ADI deposits from the non-AFI private sector, plus other short-term liquid AFI liabilities held by the non-AFI private sector.

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Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
A third broad impact of technologicalchange is new delivery channels for financial services. ... Payments system. 22. The payments system is undergoing significant change. In very broad terms,this consists primarily of the gradual replacement of
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
There is a wide range of cards, issued by a. broad range of financial institutions. ... Sources: Colmar Brunton; RBA. 6 RESERVE BANK OF AUSTRALIA. since the mid 2000s has seen a broad stabilisation in the household debt ratio, a recovery in the.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
In 1998, the government implemented a range of reforms that were generally in line with the broad structure and powers recommended by the Committee. ... The Bank provides the government with access to a broad range of different payment and collection
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html

Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...

20 Nov 2018 Research Workshop PDF 691KB
When interest rates decline, wealthy net-lender households face lower returns on their netwealth while poor net-borrower households free up money if they can refinance into a lower mortgagerate. ... While we focus on f rac > 0 as a summarystatistic for
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf

How Do Firms Form Their Expectations? New Survey Evidence

24 Nov 2014 Research Workshop PDF 736KB
How Do Firms Form Their Expectations? New Survey Evidence
https://www.rba.gov.au/publications/workshops/research/2014/pdf/coibion-gorodnichenko-kumar.pdf

Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
As noted above, there has been a broad shift away from DB schemes toward DC schemes, with DB schemes' share down from about 15 per cent of superannuation assets in 1996 ... There may also be a mismatch between retirees' needs and the income stream of the
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html

Overview | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | Submissions

30 Nov 2010 Submissions
Throughout most of this period, funds were readily available to financial institutions and competition was mainly focussed on lending money. ... Section 2 describes the broad trends in lending over recent decades.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/overview.html

Deposits, Mortgages and SME Lending | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
This can be seen most clearly in the decline in the indicative deposit rate relative to money market rates, although the differential remains higher than before the financial crisis (Graph 22). ... As a consequence of these developments, there has been a
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/deposits-mortgages-and-sme-lending.html

Fiscal Stimulus and Households' Non-Durable Consumption Expenditures: Evidence from the 2009 Australian Nation Building and Jobs Plan

23 Dec 2013 Research Workshop PDF 238KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/aisbett-brueckner-steinhauser-wilcox.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf