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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Semi-Annual Statement on Monetary Policy

5 Aug 2003 SMP PDF 58KB
Banks initially responded to thecompetition from mortgage managers byproduct innovation aimed at new borrowers,rather than cutting their main standardvariable interest rates. ... attracting borrowers from their competitors.A similar episode occurred in
https://www.rba.gov.au/publications/smp/1997/may/pdf/box-5.pdf

Statement on Monetary Policy

30 Jul 2003 SMP PDF 63KB
Indeed, a number of highlyrated borrowers have issued uridashi bondsat lower yields than those prevailing on. ... Similarly, strong issuance by non-Australian borrowers has affected pricing inthe cross-currency swap market.
https://www.rba.gov.au/publications/smp/2003/may/pdf/box-d.pdf

Box B: Non-resident Issuance in the Australian Bond Market

6 May 2004 SMP PDF 65KB
Credit spreads (relative to swap rates) inthe Australian bond market have been quitelow recently for both non-government andgovernment non-resident borrowers, and arelikely to have encouraged the surge inAustralian dollar ... Foreign borrowers issuing in
https://www.rba.gov.au/publications/smp/2004/may/pdf/box-b.pdf

Domestic Financial Conditions

5 May 2023 SMP – May 2023
Domestic Financial Conditions | Statement on Monetary Policy – May 2023
https://www.rba.gov.au/publications/smp/2023/may/domestic-financial-conditions.html

Domestic Financial Conditions

20 Nov 2023 SMP - November 2023 PDF 2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf

Statement on Monetary Policy

6 Dec 2023 SMP - August 2023 PDF 9542KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/statement-on-monetary-policy-2023-08.pdf

Impacts of Financial Factors on Emerging Market Business Cycle Fluctuations

1 Dec 2009 Research Workshop PDF 365KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/tanboon.pdf

Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model

20 Nov 2009 Research Workshop PDF 727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf

Domestic Economic Conditions

6 Dec 2023 SMP - August 2023 PDF 1458KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/02-domestic-economic-conditions.pdf

Domestic Financial Conditions

10 Feb 2023 SMP – February 2023
Very few borrowers pay the reference rate, however, and instead are offered products at a discount relative to these reference rates. ... Graph 3.24. Borrowers continued to make payments into their offset and redraw accounts in the December quarter.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html