Search: systemic stability
Did you mean
systemicstability?
RBA Glossary definition for systemic stability
systemic stability – The Reserve Bank of Australia has a general and longstanding responsibility for safeguarding the stability of the Australian financial system. In broad terms, financial system stability equates to smoothly functioning financial markets and the absence of financial disturbances that may threaten the health of the economy more broadly. The RBA can use its balance sheet to support a sound financial institution facing liquidity difficulties, should system stability be at risk.
Search Results
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
The stability in out-of-wallet cash holdings between 2019 and 2022, despite the sharp decline in.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
through becoming more muted at low interest rates. The apparent stability of spreads in Australia. ... So it is possible that the stability of the major. banks’ lending spreads ( A Li i ) could reflect a spread compression via the usual competition
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Financial Conditions and Downside Risk to Economic Activity in Australia
17 Mar 2021
RDP
PDF
1966KB
Research Discussion Paper 2021-03. March 2021. Economic Research Department Financial Stability Department. ... SWUFE Centre for Banking and Financial Stability Workshop held at Deakin University in.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-03.pdf
The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
27 Nov 2023
RDP
2023-08
The stability in out-of-wallet cash holdings between 2019 and 2022, despite the sharp decline in transactional cash usage, is consistent with strong precautionary or store-of-wealth demand for
https://www.rba.gov.au/publications/rdp/2023/2023-08/full.html
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment. Using New Cross-country Bank-level Data. Callan Windsor, Terhi Jokipii and Matthieu Bussiere. International Banking Research Network contributors: Callan Windsor and
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
21 Dec 2022
RDP
2022-08
But if the central bank has other considerations, such as financial stability, then the answer is not as clear. ... Banks use both debt and equity to fund their loans. So it is possible that the stability of the major banks' lending spreads (i.
https://www.rba.gov.au/publications/rdp/2022/2022-08/full.html
See 4 more results from "RDP 2022-08"
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
31 Jan 2023
RDP
2023-01
credit, financial stability, households, housing, interest rates. The response of housing prices to financing conditions is determined by the effect on the marginal buyer, not the average household.
https://www.rba.gov.au/publications/rdp/2023/2023-01.html
Value at Risk: On the Stability and Forecasting of the Variance-covariance Matrix
1 May 1999
RDP
1999-04
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1999/1999-04.html
See 10 more results from "RDP 1999-04"
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
21 Jun 2023
RDP
2023-05
Research Discussion Paper – RDP 2023-05 The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data. Callan Windsor. , Terhi Jokipii. and Matthieu Bussiere. June 2023. 1.3. MB. 1.
https://www.rba.gov.au/publications/rdp/2023/2023-05/full.html
See 1 more results from "RDP 2023-05"
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
This reflected the stability of risk margins and lenders’ funding costs relative to the cash rate. ... From a risk management and stability perspective, the maturity profile of wholesale debt is an important consideration.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf