Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Inventory Investment in Australia and the Global Financial Crisis
2 Feb 2015
RDP
PDF
839KB
Examples of revolving business credit includebank overdrafts, lines of credit, and credit cards. ... Instead, smallbusinesses are more likely to use credit cards (73 per cent), secured bank loans (41 per cent),bank overdrafts (40 per cent) and leases (36
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-13.pdf
Some Tests of Competition in the Australian Housing Loan Market
31 Jan 2006
RDP
PDF
377KB
On the other hand, Ausubel (1991) finds huge monopoly profits in the United States credit card industry, where there are over 4000 firms! ... 19. REFERENCES. Ausubel, L.M. (1991), "The Failure of Competition in the Credit Card Market", American Economic
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9202.pdf
The Effect of Minimum Wage Increases on Wages, Hours Worked and Job Loss
14 May 2018
RDP
PDF
1215KB
Card and. Krueger 1994). Thus, there is a need for further empirical evidence on the relationship between. ... the United States. Starting with the seminal contribution of Card and Krueger (1994), these US.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-06.pdf
Financial Decisions and Home Valuation Differences
12 Dec 2014
RDP
2014-04
Specifically, we consider the average level of renters' spending, non-housing debt (credit cards and personal loans) and the average share of wealth held in equities (Table 4).
https://www.rba.gov.au/publications/rdp/2014/2014-04/fin-dec-hom.html
Appendix A: Data Details
12 Sep 2014
RDP
2014-06
cards, more frequently.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
Another Model
17 Apr 2009
RDP
2009-03
In combination with their holding the choice of payment instrument at the moment of sale, this removes any feedback from merchant behaviour into consumers' card holding choices. ... imply more favourable pricing by platforms towards consumers than if the
https://www.rba.gov.au/publications/rdp/2009/2009-03/ano-model.html
See 9 more results from "RDP 2009-03"
Labour Force Participation and Household Debt
27 Jun 2007
RDP
PDF
598KB
Other debt combines debts on investment properties, credit card debts, HECS, car loans, overdrafts and other personal loans. ... Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-05.pdf
Household-level Determinants of Missed Mortgage Payments
31 Dec 2014
RDP
2014-13
Credit card payment behaviour may also provide some information about mortgage payment behaviour. ... whether the household is ahead, behind or on schedule) and credit card payment behaviour.
https://www.rba.gov.au/publications/rdp/2014/2014-13/household-level-determinants.html
Estimation Results
31 Dec 2007
RDP
2007-05
Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of credit cards and measures of how much financial risk the ... The number of credit cards and the measures of willingness to take
https://www.rba.gov.au/publications/rdp/2007/2007-05/estimation-results.html
See 2 more results from "RDP 2007-05"
Data
31 Dec 2013
RDP
2013-04
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/2013-04/data.html