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RBA Glossary definition for smart card

smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.

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ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

A Tale of Two Surveys: Household Debt and Financial Constraints in Australia

2 Dec 2009 RDP PDF 168KB
Credit cards –0.19 1.2 1 card –2.3. Credit card interest 0.55 31.2% Pays interest 4.9. ... 23. Figure 11: Marginal Effect of Credit Card Ownership. Predicted probability of being financially constrained.
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-08.pdf

Appendix 1: Unit Root Tests

1 May 1995 RDP 9504
Philip Lowe
0.48. 0.70. 2.36. 2.73. 2.73. 2.61. Credit card rate. 0.40. 0.06.
https://www.rba.gov.au/publications/rdp/1995/9504/appendix-1.html
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Household Saving in Australia

4 Feb 2015 RDP PDF 1171KB
Research Discussion Paper. Household Saving in Australia. Richard Finlay and Fiona Price. RDP 2014-03. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-03.pdf

Housing Leverage in Australia

2 Dec 2009 RDP PDF 604KB
59.1 Pays off credit card on time(b). –5.6. Has credit card –35.6 No of bedrooms 21.3 Took out institutional loan. ... 5.3 –5.3 Condition of home(b) 3.0 3.1 Not a first-home buyer 6.2 6.2 Semi-detached dwelling 5.1 5.3 Pays credit card
https://www.rba.gov.au/publications/rdp/2003/pdf/rdp2003-09.pdf

Household Economic Inequality in Australia

25 Oct 2017 RDP PDF 4842KB
personal loans and credit cards) fromtotal expenditure. Interest payments do not represent a flow of services to thehousehold.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-15.pdf

Appendix B: Auxiliary Regressions

12 Dec 2014 RDP 2014-03
Richard Finlay and Fiona Price
0.44. 0.87. Number of credit cards. 0.23. 0.05. Personal credit status. ... No of credit cards. 3.9. 3.7. 0.6. 3.8. 3.8. 0.2. Personal debt.
https://www.rba.gov.au/publications/rdp/2014/2014-03/appendix-b.html
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The Evolving Structure of the Australian Financial System

1 Dec 2009 RDP PDF 129KB
In theUnited States, where disintermediation has been a feature of the financial system fora decade or more, almost two-thirds of residential mortgages and half of theoutstanding credit card receivables are
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf

Predicting Dwelling Prices with Consideration of the Sales Mechanism

4 Feb 2015 RDP PDF 822KB
Research Discussion Paper. Predicting Dwelling Prices with Consideration of the Sales Mechanism. David Genesove and James Hansen. RDP 2014-09. The Discussion Paper series is intended to make the results of the current economic research within the
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-09.pdf

References

31 Dec 2015 RDP 2015-15
Rosetta Dollman, Greg Kaplan, Gianni La Cava and Tahlee Stone
Download the Paper 4.72. MB. Abowd JM and D Card (1989), ‘On the Covariance Structure of Earnings and Hours Changes’,.
https://www.rba.gov.au/publications/rdp/2015/2015-15/references.html
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