Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
Search Results
The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK
1 Sep 2017
RDP
2017-05
Importantly, whichever explanation is true, it has implications for our understanding of aggregate debt levels. ... Model 5 adds in the state housing price index and the other aggregate-level variables.
https://www.rba.gov.au/publications/rdp/2017/2017-05/full.html
See 2 more results from "RDP 2017-05"
Promoting Liquidity: Why and How?
2 Dec 2009
RDP
PDF
484KB
a vicious cycle: a loss of investor confidence, leading to a rush out of private credits, leading to a further widening of credit spreads, leading to further liquidations of positions, and ... They argue that lending standards tighten when prices fall,
https://www.rba.gov.au/publications/rdp/2008/pdf/rdp2008-06.pdf
Appendix B: Data Descriptions, Sources and Summary Figures
31 Dec 2005
RDP
2005-08
Aggregate indicators for each country are simple averages of indicators for the seven industries. ... building society lending; US – liabilities, credit market instruments.
https://www.rba.gov.au/publications/rdp/2005/2005-08/appendix-b.html
See 3 more results from "RDP 2005-08"
Appendix B: Estimation and Sensitivity Testing of Net Monetary Benefit
8 Oct 2018
RDP
2018-11
Figure B1: How Do You Redeem Your Rewards Points? Share of rewards credit card holders, 2016. ... Footnotes. I use the October 2016 seasonal factor from the aggregate consumer credit card payment series in the RBA's monthly retail payment statistics,
https://www.rba.gov.au/publications/rdp/2018/2018-11/appendix-b.html
See 6 more results from "RDP 2018-11"
A Model of the Australian Housing Market
5 Mar 2019
RDP
PDF
1639KB
forecasting, we focus on single-equation least squares estimates using aggregate quarterly data. ... Sources: ABS; Authors’ calculations; RBA. 7 We are unaware of any aggregate time series data on the cost of new houses that includes land costs.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf
The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
2076KB
22. 7. Implications for Aggregate Household Spending 24. 7.1 Using Macro Data 25. ... effect may explain some of the weakness in aggregate household spending since then.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf
Non-technical summary for 'Macroprudential Limits on Mortgage Products: The Australian Experience'
22 Jul 2021
RDP
PDF
526KB
RDP 2021-07 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-non-technical-summary.pdf
Appendix A: Data | RDP 9704 Financial Aggregates as Conditioning Information for Australian Output and Inflation
1 Jul 1997
RDP
9704
RDP 9704: Financial Aggregates as Conditioning Information for Australian Output and Inflation Appendix A: Data. ... Definition:. Bank lending plus lending (including bills discounted) to the private sector by non-bank financial corporations.
https://www.rba.gov.au/publications/rdp/1997/9704/appendix-a.html
See 6 more results from "RDP 9704"
Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
An early crisis occurred in the 1890s, following a property boom associated with lowered lending standards at many financial institutions. ... During this period, confidence collapsed, equity prices fell sharply and wholesale credit markets went into a
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf
Is Housing Overvalued?
4 Feb 2015
RDP
PDF
1164KB
However, although these considerations are important at an individual level, at an aggregate level they seem to cancel out. ... Others choose to rent due to risk aversion and limited access to credit.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-06.pdf