Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
Search Results
Robustness
31 Dec 2012
RDP
2012-02
RDP 2012-02: The Role of Credit Supply in the Australian Economy 6. ... GNE is assumed to respond contemporaneously to credit, reflecting a quick pass-through of credit to aggregate demand.
https://www.rba.gov.au/publications/rdp/2012/2012-02/robustness.html
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Credit Losses at Australian Banks: 1980–2013
8 May 2015
RDP
PDF
1495KB
The major non-credit risk dataset used in this paper is the micro data underlying the measures of aggregate credit provided by financial institutions in Australia. ... Aggregate credit losses clearly have a relationship with the economic cycle, but
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-06.pdf
The Distributional Effects of Monetary Policy: Evidence from Local Housing Markets
14 Feb 2020
RDP
PDF
1878KB
markets. Suppose that each market has a different sensitivity to changes in aggregate output growth. ( ... ,i tX is a vector of controls for both local and aggregate market conditions.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-02.pdf
Asset Prices, Credit Growth, Monetary and Other Policies: An Australian Case Study
14 Sep 2010
RDP
PDF
296KB
JEL Classification Numbers: E58, G28 Keywords: asset prices, credit growth, lending standards, monetary policy,. ... Others emphasise that large rises in asset prices are more likely to be problematic when accompanied by rapid growth in credit and
https://www.rba.gov.au/publications/rdp/2010/pdf/rdp2010-06.pdf
Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
of requiring emergency lending, objective (ii) requires that emergency borrowing is more expensive. ... emergency lending policies, if for sufficiently long terms, can simultaneously provide liquidity support.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
associated with aggregate mortgage debt over the past couple of decades in Australia. ... not reduce the mortgage principal outstanding, but balances in redraw accounts do reduce credit.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf
Appendix: Changes to Bank Regulations
1 Jul 1989
RDP
8904
RDP 8904: Changes in the Behaviour of Banks and their Implications for Financial Aggregates Appendix: Changes to Bank Regulations. ... Since the early 1960s, the RBA had used quantitative controls on bank lending in its monetary policy.
https://www.rba.gov.au/publications/rdp/1989/8904/appendix.html
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Do Interest Rates Affect Business Investment? Evidence from Australian Company-level Data
9 May 2018
RDP
2018-05
Borrowing rates for a large portion of companies, including smaller and riskier ones, have remained high in recent years, despite falls in aggregate indicators of interest rates. ... We argue that this relationship may be due to credit supply effects, as
https://www.rba.gov.au/publications/rdp/2018/2018-05.html
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Identifying Interbank Loans from Payments Data
6 Dec 2016
RDP
PDF
3267KB
the Furfine-type algorithm, is provided in Appendix B. 3.2 Credit-facility Lending. ... Credit-facility lending occurs when a bank borrows (overnight) from the same counterparty over.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-11.pdf
Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases
2 Oct 2018
RDP
PDF
1746KB
of the net benefit with published aggregates: annual fees and aggregate credit card spending. ... spending of $30 000. This is somewhat higher than an aggregate estimate of consumer credit card.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-11.pdf