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RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
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Home Prices and Household Spending
2 Feb 2015
RDP
PDF
732KB
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-04.pdf
Data
31 Dec 2004
RDP
2004-02
Download the Paper 329. KB. We analyse the impact of credit rating changes on Australian issuers by Moody's and Standard and Poor's, the two largest agencies in the Australian ... These ratings are all ‘solicited’, being requested by the issuer,
https://www.rba.gov.au/publications/rdp/2004/2004-02/data.html
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Appendix B: Variable Definitions
31 Dec 2003
RDP
2003-08
household gross income (%). MORTGAGE DEBT = household mortgage repayments as a proportion of total weekly household disposable income (%). CREDIT CARDS = number of credit cards in the household. CREDIT CARD INTEREST = 1 if ... household pays interest on
https://www.rba.gov.au/publications/rdp/2003/2003-08/appendix-b.html
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References
31 Dec 1999
RDP
1999-12
69–84. Card, D., F. Kramarz and T. Lemieux (1998), ‘Changes in the Relative Structure of Wages and Employment: A Comparison of Canada, France and the United States’, Centre for Economic
https://www.rba.gov.au/publications/rdp/1999/1999-12/references.html
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Non-technical summary for 'The Role of Collateral in Borrowing'
15 Jan 2021
RDP
PDF
417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf
Appendix A: Reconciliation with Mian et al (2015)
1 Nov 2016
RDP
2016-10
Footnote. Mian et al also use credit card data in their analysis. ... Unfortunately we do not have access to credit card data. The materials on this webpage are subject to copyright and their use is subject to the terms and conditions set out
https://www.rba.gov.au/publications/rdp/2016/2016-10/appendix-a.html
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Measuring Credit Losses
31 Dec 2015
RDP
2015-06
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example).
https://www.rba.gov.au/publications/rdp/2015/2015-06/mea-cre-losses.html
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Labour Force Participation and Household Debt
27 Jun 2007
RDP
PDF
598KB
Other debt combines debts on investment properties, credit card debts, HECS, car loans, overdrafts and other personal loans. ... Other instruments considered were the initial level of owner-occupied mortgage debt at the start of the loan, the number of
https://www.rba.gov.au/publications/rdp/2007/pdf/rdp2007-05.pdf
Estimating Marginal Propensities to Consume in Australia Using Micro Data
27 Nov 2009
RDP
PDF
252KB
We do not account for theeffect that servicing any credit card debt will have on consumption. ... that nolonger hold a credit card; although this does not imply a causal relationship.23.
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-07.pdf
How Risky is Australian Household Debt?
19 Aug 2020
RDP
PDF
1880KB
How Risky is Australian Household Debt? Jonathan Kearns, Mike Major and David Norman. Research Discussion Paper. R DP 2020 - 05. Figures in this publication were generated using Mathematica. ISSN 1448-5109 (Online). The Discussion Paper series is
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-05.pdf