Search: margin loans
Did you mean
marginalcosts?
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
Search Results
How Many Jobs Did JobKeeper Keep?
23 Nov 2020
RDP
2020-07
On the other hand, Chetty et al (2020) find that PPP loans had little effect on employment at small firms. ... Granja et al (2020) do not find evidence that the first round of PPP loans had a substantial effect on local economic outcomes.
https://www.rba.gov.au/publications/rdp/2020/2020-07/full.html
See 4 more results from "RDP 2020-07"
Financial Reform in Australia and China
4 Feb 2015
RDP
PDF
1153KB
Note: (a) Examples of ‘other’ investment flows are loans and deposits; excludes financial derivatives where. ... 13 Savings banks were still constrained by interest rate ceilings on housing loans and prohibited from raising wholesale deposits.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-10.pdf
Global Trends
31 Dec 2006
RDP
2006-12
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ. Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/2006-12/global-trends.html
See 2 more results from "RDP 2006-12"
The Role of Credit Supply in the Australian Economy
28 Jan 2015
RDP
PDF
817KB
80. 20. 40. 60. 80. BpsBps. BpsBps. BpsBps. Bank bills(a). Variable rate business loans(c). ... policy developments) can lead to a higher cost of borrowing and stricter loan terms.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-02.pdf
Emergency Liquidity Injections
1 Oct 2019
RDP
2019-10
In the model presented here, lending policies that permit banks to repay the loans after conditions improve are more credible than a securities purchase policy. ... The shock b can be interpreted as short-term creditors not rolling over debt, withdrawing
https://www.rba.gov.au/publications/rdp/2019/2019-10/full.html
See 5 more results from "RDP 2019-10"
A Model of the Australian Housing Market
1 Mar 2019
RDP
2019-01
The liberalisation of credit markets, emphasised by Yates (2011, Section 2.2) among others, led to a narrowing in lending margins.
https://www.rba.gov.au/publications/rdp/2019/2019-01/full.html
See 2 more results from "RDP 2019-01"
Cost-benefit Analysis of Leaning against the Wind
5 Jul 2019
RDP
PDF
1512KB
a large margin’. In the ‘average probability’ scenario of the International Monetary Fund. ... requirements or loan-to-value limits, might reduce risky lending with less collateral damage in the.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-05.pdf
Demand in the Repo Market: Indirect Perspectives from Open Market Operations from 2006 to 2020
9 May 2024
RDP
PDF
4625KB
borrower defaults, the lender should be willing to accept a lower rate of interest on the loan for the. ... Debelle 2020; Finlay, Seibold and Xiang 2020; Kent 2020). One effect was that it led to margin calls.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-03.pdf
THE 1930'S AND THE 1980'S: SOME FACTS P.D. Jonson ...
23 Feb 2017
RDP
PDF
1608KB
Schedvin (1970, P5) gives a succinct account of sources of instabilities to the market for overseas loan funds in the 1920's. ... 2. 00. -2. 20. AND 30. 70. AND 80. INCLUDING LOAN FUNDS ALL GOVERNMENT.
https://www.rba.gov.au/publications/rdp/1983/pdf/rdp8303.pdf
A Model of the Australian Housing Market
5 Mar 2019
RDP
PDF
1639KB
A Model of the Australian Housing Market. Trent Saunders and Peter Tulip. Research Discussion Paper. R D P 2019 - 01. Figures in this publication were generated using Mathematica. The contents of this publication shall not be reproduced, sold or
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-01.pdf