Search: Sub-prime mortgage
RBA Glossary definition for Sub-prime mortgage
Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.
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Emergency Liquidity Injections
10 Oct 2019
RDP
2019-10
Research Discussion Paper – RDP 2019-10 Emergency Liquidity Injections. Nicholas Garvin. October 2019. 2. MB. 460. KB. banking, financial markets, liquidity, monetary policy. This paper compares the effectiveness of different forms of emergency
https://www.rba.gov.au/publications/rdp/2019/2019-10.html
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Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
Next, I check the results across a number of other sub-samples for robustness. ... Total. Mortgage. Non-mortgage. Total. Home. Other property. Gini coefficient. 0.00. (0.01).
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
Research Discussion Paper – RDP 2021-01 The Role of Collateral in Borrowing. Nicholas Garvin, David W Hughes and José-Luis Peydró. January 2021. 1,785. Supplementary information. banking, debt, financial markets, interest rates, money. This
https://www.rba.gov.au/publications/rdp/2021/2021-01.html
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The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
2076KB
The Effect of Mortgage Debt on Consumer Spending: Evidence from. Household-level Data. ... The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf
A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market
14 Feb 2018
RDP
2018-01
Research Discussion Paper – RDP 2018-01 A Density-based Estimator of Core/Periphery Network Structures: Analysing the Australian Interbank Market. Anthony Brassil and Gabriela Nodari. February 2018. 1.62. MB. Supplementary information. banking,
https://www.rba.gov.au/publications/rdp/2018/2018-01.html
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Research Discussion Papers – 2021
19 Jan 2021
RDP
Gabrielle Penrose and Gianni La Cava. RDP 2021-07 Macroprudential Limits on Mortgage Products: The Australian Experience.
https://www.rba.gov.au/publications/rdp/2021/
Research Discussion Papers – 2020
6 Jan 2020
RDP
Keaton Jenner and Peter Tulip. RDP 2020-03 The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis.
https://www.rba.gov.au/publications/rdp/2020/
MARTIN Has Its Place: A Macroeconometric Model of the Australian Economy
1 Aug 2019
RDP
2019-07
RBA. NMR. Mortgage rate. Per cent. Nominal. RBA. NMRSP. Mortgage rate spread to cash rate. ... rewi. Export-weighted exchange rate index. Log. Real. BIS, RBA. RMR. Mortgage rate.
https://www.rba.gov.au/publications/rdp/2019/2019-07/full.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
Total. (Table 1 entry). Average 10-year fixed mortgage rate. 7.5. less term premium. ... 1.3. equals average expected mortgage rate. 6.2. less expected inflation. 2.8.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
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The Rise in Household Liquidity
24 Nov 2021
RDP
PDF
1793KB
Keywords: household liquidity, mortgage debt, housing prices, liquidity constraints, amortisation. Table of Contents. ... makes it easier for households to save through mortgage prepayment. Mortgages with offset accounts currently comprise around 40 per
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-10.pdf