Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Profitability
31 Dec 2013
RDP
2013-15
This rapid increase in assets was only partially offset by a sustained contraction in net interest margins due to increased competition. ... George. (a) The NIM (net interest margin) includes a cross-product term arising from the interaction between
https://www.rba.gov.au/publications/rdp/2013/2013-15/profitability.html
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How Many Jobs Did JobKeeper Keep?
2 Dec 2020
RDP
PDF
1843KB
employees in those firms experienced no net job loss, while the number of jobs held by employees. ... is the parameter of most interest to policymakers. Due to data limitations, our calculation of the.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-07.pdf
The Algorithm Performance
15 Aug 2018
RDP
2018-09
Table 4: Detected Repos with Non-rounded Simple Interest Rates. As a percentage of detected repos. ... 1. 4. 3. 10. 6. 12. 4. 4. 44. C3(ii): zero implied interest.
https://www.rba.gov.au/publications/rdp/2018/2018-09/the-algorithm-performance.html
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Appendix A: Data Details
12 Sep 2014
RDP
2014-06
equals Real interest rate (r). 3.3. Council rates. 0.3. plus repairs. ... Earlier data are difficult to interpret but do not clearly point to a change in expected margins.
https://www.rba.gov.au/publications/rdp/2014/2014-06/appendix-a.html
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Financial Reform in Australia and China
4 Feb 2015
RDP
PDF
1153KB
reforms, and can help overcome entrenched vested interests that otherwise postpone necessary reforms’. ... 19 Restrictions on interest-bearing investments in Australia by foreign private banks were also.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-10.pdf
The Evolving Structure of the Australian Financial System
1 Dec 2009
RDP
PDF
129KB
11 Currently around 60 per cent of banks’ income is accounted for by net interest. ... This has typically involved verylow fees for transactions services, with bank revenue essentially coming from thenet interest margin, a system often described as one
https://www.rba.gov.au/publications/rdp/1996/pdf/rdp9605.pdf
How Risky is Australian Household Debt?
25 Aug 2020
RDP
2020-05
b). 0.424. (0.042). 0.337. (0.033). 0.363. (0.032). Real interest rate. (b). ... Lower real interest rates and financial liberalisation can account for much of the remaining increase.
https://www.rba.gov.au/publications/rdp/2020/2020-05/full.html
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Emergency Liquidity Injections
3 Oct 2019
RDP
PDF
2093KB
sales. However, low interest rates on emergency lending also incentivise liquidity risk-taking and. ... outside investment option. The outside investment has continuously decreasing net returns that are.
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-10.pdf
Cost-benefit Analysis of Leaning against the Wind
1 Jul 2019
RDP
2019-05
Table 1: Illustrative Example – Effect of a 100 Basis Point Increase in Interest Rates. ... However, interest rates may affect financial instability through different (and at least partly independent) channels.
https://www.rba.gov.au/publications/rdp/2019/2019-05/full.html
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Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
1 May 2016
RDP
2016-04
on land, closing costs and property management fees; ‘Net mortgage interest payments’ include net interest paid and net current transfer payments (or insurance settlements); ‘Rental income of persons’ is the net ... TR. ). Table 3: Net Housing
https://www.rba.gov.au/publications/rdp/2016/2016-04/full.html
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