Search: card issuer
Did you mean
cardissuers?
RBA Glossary definition for card issuer
card issuer – An institution that provides its customers with debit or credit cards.
Search Results
A Model of Competing Payment Systems
17 Apr 2009
RDP
2009-02
merchant accepts the cards of both platforms, and those who would instead prefer to use card j over card i. ... card. Focusing without loss of generality on the cards of platform i, we see that consumers in the subsets.
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
See 7 more results from "RDP 2009-02"
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
Growth in e-commerce has also been associated with an increase in online card payments. ... systems, along with access regimes for several card systems and the ATM system.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
New technology (terminals and chip-based cards) rolled out by card issuers and acquirers to enable. ... representations of payment cards. These applications can be used to make contactless payments.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Competition Between Payment Systems: Results
15 Apr 2009
RDP
PDF
273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Conclusions
17 Apr 2009
RDP
2009-03
Most notably it allows for flat rather than per-transaction pricing by platforms to consumers, and endogenises card holding and acceptance decisions by both consumers and merchants. ... It thus represents a fundamental change (and one that better matches
https://www.rba.gov.au/publications/rdp/2009/2009-03/conclusions.html
See 9 more results from "RDP 2009-03"
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - ATM Fees | Submission to the Inquiry into the…
27 Aug 2015
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... The card issuer also faces a cost on average of 8 cents per transaction.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/atm-fees.html
The Social Costs of Currency Counterfeiting
1 Jun 2015
RDP
2015-05
This gives rise to two additional sources of social costs. First, currency issuers generate revenue through the issuance of banknotes, otherwise known as seigniorage. ... In Australia, studies have found that the average-sized cash transaction incurs
https://www.rba.gov.au/publications/rdp/2015/2015-05/social-costs-currency-counterfeiting.html
See 8 more results from "RDP 2015-05"
Innovation and Technological Change in Financial Intermediation and the Payments System | Supplementary Submission to the Financial System…
13 Jan 1997
Submissions
The financial institutions which are members of these schemes are the issuers, having financial relationships with cardholders and merchants accepting the cards. ... 92. Where credit is the source of value for payments, cardholders do not incur exposures
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/innovation-and-technological-change-in-financial-intermediation.html
A Strategic Plan for the Payments System
6 Jun 2023
Submissions
PDF
539KB
least-cost routing’ (LCR) initiatives. LCR is functionality that enables merchants to choose which card. ... more competitive pressure on card payments system operators and participants to lower the costs.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf