Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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The Evolution of Consumer Payments in Australia: Results from the 2022 Consumer Payments Survey
21 Nov 2023
RDP
PDF
2354KB
age, sex, household income, state of residence, credit card ownership and internet access (where. ... of payments using credit cards increased significantly. However, consumers aged under 40 used.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-08.pdf
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
The. extent to which banks reduce their exposure to this risk by hedging will impact their sensitivity to. ... lending as the improved economic outlook translates into lower credit risk.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
List of tables
10 Aug 2008
SMP
– August 2008
11. Sources: RBA; Thomson Reuters. Table 13: Credit Aggregates. Average monthly growth, Per cent. ... 0.14. 1.57. Standard credit cards. 19.66. 0.14. 1.88. Low-rate credit cards.
https://www.rba.gov.au/publications/smp/2008/aug/tables.html
Read me file for The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
30 Jan 2023
RDP
PDF
543KB
RDP 2023-01 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-01/rdp-2023-01-read-me.pdf
Overview
6 Dec 2023
SMP
- August 2023
PDF
81KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/overview.pdf
Overview
6 Feb 2024
SMP
– February 2024
Overview | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/overview.html
Appendix A: Pass-through Lower Bound in BA-MARTIN
21 Dec 2022
RDP
2022-08
︸. Effect of. credit growth . on capital ratio. ]. d. r. D. ,. t. d. ... From Equation (9) in Brassil et al (2022), changes in banks' capital ratios can be decomposed into changes in their equity, credit growth and changes to their risk weights.
https://www.rba.gov.au/publications/rdp/2022/2022-08/appendix-a.html
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Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
11 Dec 2023
RDP
2023-09
Research Discussion Paper – RDP 2023-09 Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE. Gulnara Nolan, Jonathan Hambur and Philip Vermeulen. December 2023. Supplementary information. investment,
https://www.rba.gov.au/publications/rdp/2023/2023-09.html
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Non-technical summary for 'The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment'
18 Jan 2023
RDP
PDF
417KB
RDP 2023-01 non-techncial summary
https://www.rba.gov.au/publications/rdp/2023/2023-01/rdp-2023-01-non-technical-summary.pdf
Domestic Financial Conditions
10 Feb 2019
SMP
– February 2019
business credit growth picked up to 6 per cent (Graph 3.11; Table 3.2). ... In the past few months, both approvals and credit growth at other ADIs have eased.
https://www.rba.gov.au/publications/smp/2019/feb/domestic-financial-conditions.html