Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
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Appendix A: Debt Overhang Model
10 Jul 2019
RDP
2019-06
D. 1. D. =. φ. D. A. 0. where the maximum LVR in any period is given by.
https://www.rba.gov.au/publications/rdp/2019/2019-06/appendix-a.html
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Domestic Financial Conditions
7 Aug 2020
SMP
– August 2020
Some banks have adjusted interest rates to make new loans with high loan-to-valuation ratios (LVRs) less attractive than new loans with low LVRs or lowered the maximum LVRs on
https://www.rba.gov.au/publications/smp/2020/aug/domestic-financial-conditions.html
Asset Prices, Monetary and Other Policies
31 Dec 2010
RDP
2010-06
Also, regulations have evolved with the financial system. For example, maximum LVRs were increased to incorporate the use of lenders' mortgage insurance (LMI) (Yam 2009). ... In response, the HKMA decreased the maximum LVR on luxury properties (HK$20
https://www.rba.gov.au/publications/rdp/2010/2010-06/asset-prices-monetary.html
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The Property Ladder after the Financial Crisis: The First Step is a Stretch but Those Who Make It Are Doing OK
6 Sep 2017
RDP
PDF
1368KB
despite maintaining a similar median loan-to-valuation ratio (LVR) of around 83 per cent.
https://www.rba.gov.au/publications/rdp/2017/pdf/rdp2017-05.pdf
The Effect of Mortgage Debt on Consumer Spending: Evidence from Household-level Data
9 Jul 2019
RDP
PDF
2076KB
The Effect of Mortgage Debt on Consumer Spending: Evidence from. Household-level Data. Fiona Price, Benjamin Beckers and Gianni La Cava. Research Discussion Paper. R D P 2019 - 06. Figures in this publication were generated using Mathematica. The
https://www.rba.gov.au/publications/rdp/2019/pdf/rdp2019-06.pdf
International and Foreign Exchange Markets
3 Nov 2011
SMP
- November 2011
PDF
977KB
https://www.rba.gov.au/publications/smp/2011/nov/pdf/intl-fx-mkts.pdf
International and Foreign Exchange Markets
10 Nov 2011
SMP
– November 2011
Mortgage modifications under the original program (895,000) were well short of initial expectations, in part because loan-to-valuation ratios (LVRs) could not be more than 125 per cent to ... qualify. Maximum LVRs will now not apply for fixed-rate loans
https://www.rba.gov.au/publications/smp/2011/nov/intl-fx-mkts.html
Domestic Financial Conditions
7 Aug 2020
SMP
- August 2020
PDF
838KB
https://www.rba.gov.au/publications/smp/2020/aug/pdf/04-domestic-financial-conditions.pdf
Domestic Financial Conditions
4 Feb 2021
SMP
– February 2021
Banks have also indicated more appetite for loans with higher loan-to-valuation ratios (LVRs).
https://www.rba.gov.au/publications/smp/2021/feb/domestic-financial-conditions.html
Domestic Financial Conditions
5 Nov 2020
SMP
– November 2020
Lenders required more recent verification of income and were a bit more cautious about lending to borrowers with high loan-to-valuation ratios (LVRs), or to those employed in sectors most ... Banks have also indicated a bit more appetite for higher LVR
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html