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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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Home Prices and Household Spending

2 Feb 2015 RDP PDF 732KB
This argument is supported by the cross-tabulations in Figure 2, which show the mean ratios of home loans to home prices and the mean ratios of unsecured credit card debts ... and jewellery, and financial service charges.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-04.pdf

Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy

1 Dec 2009 RDP PDF 156KB
Prior to the 1980s, banks were regulated in terms of the types of products theywere allowed to offer and the prices they were allowed to charge. ... Also, theANZ Banking Group has recently outsourced many of its electronic card operations(Australian
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf

Inventory Investment in Australia and the Global Financial Crisis

2 Feb 2015 RDP PDF 839KB
any repayments made by the borrower (other than interest and charges) reducethe extent of used credit and increase the amount of unused credit available. ... Examples of revolving business credit includebank overdrafts, lines of credit, and credit cards.
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-13.pdf

Tests of Loan Rate Stickiness

1 Jun 1992 RDP 9206
Philip Lowe and Thomas Rohling
However, bank data on credit card usage indicates that the number of accounts incurring credit card rate charges is in excess of 75 per cent. ... If reverse adverse selection characterises the credit card market, then in certain circumstances, there may
https://www.rba.gov.au/publications/rdp/1992/9206/tests-of-loan-rate-stickiness.html
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Is Housing Overvalued?

4 Feb 2015 RDP PDF 1164KB
Research Discussion Paper. Is Housing Overvalued? Ryan Fox and Peter Tulip. RDP 2014-06. The Discussion Paper series is intended to make the results of the current economic research within the Reserve Bank available to other economists. Its aim is
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-06.pdf

Short-term Business Finance in Australia

31 Dec 2013 RDP 2013-13
Gianni La Cava
any repayments made by the borrower (other than interest and charges) reduce the extent of used credit and increase the amount of unused credit available. ... Examples of revolving business credit include bank overdrafts, lines of credit, and credit cards
https://www.rba.gov.au/publications/rdp/2013/2013-13/short-term-business-finance.html
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Trends in the Financial System

31 May 1999 RDP 1999-05
Christopher Kent and Guy Debelle
Prior to the 1980s, banks were regulated in terms of the types of products they were allowed to offer and the prices they were allowed to charge. ... This unbundling of services was also aided by technological innovations. Unbundling occurred across many
https://www.rba.gov.au/publications/rdp/1999/1999-05/trends-in-the-financial-system.html
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Financial Intermediation and Securities Markets

1 Oct 1996 RDP 9605
Malcolm Edey and Brian Gray
A byproduct of this technology, however, and of banks' relatively low transaction charges, has been a greatly increased capacity for bank customers to make low-value transactions. ... Thus, the general logic for higher transactions charges remains
https://www.rba.gov.au/publications/rdp/1996/9605/financial-intermediation-and-securities-markets.html
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Results

1 Dec 1994 RDP 9409
Marianne Gizycki and Brian Gray
In total, twenty separate methods were tested as a capital charge for potential exposure. ... banks). Table 10: Correlation Between Total Credit Exposure and the Proposed Capital Charges (R.
https://www.rba.gov.au/publications/rdp/1994/9409/result.html
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Valuing Safety and Privacy in Retail Central Bank Digital Currency

4 Apr 2024 RDP PDF 1594KB
phones, computers, or cards, just like they can at other banks already offering bank accounts. ... random phone number dialling and they were incentivised to participate with a $100 gift card.
https://www.rba.gov.au/publications/rdp/2024/pdf/rdp2024-02.pdf