Search: charge card
RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
Payment cards (debit, credit and charge cards) are the most frequently used retail payment method in Australia. ... Credit and charge card issuance is slightly less concentrated than the overall card market, partly reflecting the presence of American
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
and Credit Card Schemes in Australia: A Study of Interchange Fees and Access (the “Joint Study”). ... Merchants will therefore be significant direct beneficiaries of debit and credit card reform, taken together, in terms of the net costs they incur
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Where's the Money? An Investigation into the Whereabouts and Uses of Australian Banknotes
1 Dec 2018
RDP
2018-12
The Stata code was run on Stata 13.0. The 2016 Consumer Payments Survey and the Card Features Database are held in the Payments Policy Department of the Reserve Bank of ... In this table we estimate cash spending using the cash-to-card ratio from the
https://www.rba.gov.au/publications/rdp/2018/2018-12/read-me.html
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List of graphs
10 Aug 2011
SMP
– August 2011
Graph 3.5: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2011/aug/graphs.html
Read me file for Where's the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes
6 Dec 2018
RDP
PDF
420KB
RDP 2018-12 supplementary information
https://www.rba.gov.au/publications/rdp/2018/2018-12/rdp-2018-12-read-me.pdf
Statement on Monetary Policy – August 2011
5 Sep 2011
SMP
– August 2011
PDF
2031KB
https://www.rba.gov.au/publications/smp/2011/aug/pdf/0811.pdf
List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
40.5. 1.3. 11.7. 11.9. Credit/charge cards. 22.9. 1.7. 10.8. 12.4. BPAY. ... b) Includes charge cards. (c) Includes BPAY. Sources: ABS; BIS; RBA.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html
Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper
8 May 2024
Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html
Loan Rate Stickiness: Theory and Evidence
31 Jan 2006
RDP
PDF
819KB
High risk credit card borrowers, on the other hand, are more likely to be interest rate sensitive because they fully intend to borrow on their cards. ... When a customer wishes to change credit cards, the new issuer may require her to pay off the balance
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9206.pdf
Statement on Monetary Policy - August 2009
7 Aug 2009
SMP
PDF
1115KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/smp/2009/aug/pdf/0809.pdf