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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Domestic Financial Conditions

10 Nov 2023 SMP – November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html

Statement on Monetary Policy – February 2011

3 Feb 2011 SMP – February 2011 PDF 2037KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/0211.pdf

Data

11 Sep 2015 RDP 2015-03
Tai Lam and Crystal Ossolinski
The detailed features of the credit cards were obtained from information on card issuers' websites. ... In the Australian market, institutions issuing credit cards typically offer a number of card product categories that involve different mixes of card
https://www.rba.gov.au/publications/rdp/2015/2015-03/data.html
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Domestic Financial Conditions

20 Nov 2023 SMP - November 2023 PDF 2300KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/03-domestic-financial-conditions.pdf

Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The major points include:. There are a wide range of card products and issuers in the Australian credit card market, and while ‘standard’ interest rates on credit cards tend to be ... very high, lower-rate cards are widely available, as are
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Where’s the Money‽ An Investigation into the Whereabouts and Uses of Australian Banknotes

11 Dec 2018 RDP PDF 1641KB
Abstract. The Reserve Bank of Australia is the sole issuer and redeemer of Australian banknotes. ... 16. Figure 11: Estimates of Cash Spending. Monthly. Notes: Card payments includes payments made by businesses using debit cards; dashed line indicates
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-12.pdf

The Social Costs of Currency Counterfeiting

1 May 2015 RDP PDF 881KB
Finally, the response of the stock of credit card debt is also positive which suggests that the public also increase their use of credit cards following a shock. ... We would expect the counterfeiting shock to reduce the demand for banknotes and increase
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf

Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... choosing to hold both platforms’ cards and then choosing, respectively, to usecard i over card j, or vice versa, whenever a
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf