Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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The Role of Collateral in Borrowing
14 Jan 2021
RDP
PDF
1784KB
liquid safe assets. This liquid asset demand encourages collateralised lending, contrary to cash. ... lending take place between the same borrower-lender pairs at the same time.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-01.pdf
Estimating the Effects of Monetary Policy in Australia Using Sign-restricted Structural Vector Autoregressions
29 Dec 2022
RDP
PDF
1886KB
that should, in principle, be sufficient to disentangle this shock from shocks to aggregate demand. ... conditions. He additionally controls for the systematic response of the cash rate to credit conditions.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-09.pdf
Limitations on the Effectiveness of Forward Guidance at the Zero Lower Bound
24 Nov 2009
Research Workshop
PDF
338KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/nelson.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
of this to feed through to lending rates (Brassil, Major and Rickards 2022). ... 8. %. 2. 4. 6. 8. %. Aggregate lending. Funding costs.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Appendix A: Pass-through Lower Bound in BA-MARTIN
21 Dec 2022
RDP
2022-08
︸. Effect of. credit growth . on capital ratio. ]. d. r. D. ,. t. d. ... And with credit demand only directly responding to cash rate changes via the resulting change in lending rates, zero pass-through would also mute the effect of cash rate
https://www.rba.gov.au/publications/rdp/2022/2022-08/appendix-a.html
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Accelerator or Brake? Cash for Clunkers, Household, Liquidity, and Aggregate Demand
17 Jan 2017
Research Workshop
PDF
1028KB
Accelerator or Brake? Cash for Clunkers, Household, Liquidity, and Aggregate Demand
https://www.rba.gov.au/publications/workshops/research/2016/pdf/rba-workshop-2016-parker.pdf
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
31 Jan 2023
RDP
2023-01
However, the pattern observed at the aggregate level is also evident at disaggregated levels. ... In both sets of results the lower quintiles are more responsive to easier credit conditions.
https://www.rba.gov.au/publications/rdp/2023/2023-01/full.html
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Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model
20 Nov 2009
Research Workshop
PDF
727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf
The Relationship between Financial Indicators and Economic Activity: Some Further Evidence
1 Jun 1989
RDP
8903
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1989/8903.html
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Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
to 3.3 explain how the credit losses are estimated within the model for residential mortgages, business and commercial real estate lending, and other lending. ... Figure 4: Business Lending Probability of Default Model. The first step in modelling PDs on
https://www.rba.gov.au/publications/rdp/2022/2022-03/full.html
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