Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
Search Results
Crisis and Commitment: Inflation Credibility and the Vulnerability to Sovereign Debt Crises
13 Dec 2012
Research Workshop
PDF
474KB
Reserve Bank of Australia Workshop 2012
https://www.rba.gov.au/publications/workshops/research/2012/pdf/gopinath.pdf
Non-technical summary for 'The Real Effects of Debt Covenants: Evidence from Australia'
18 Oct 2022
RDP
PDF
480KB
RDP 2022-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2022/2022-05/rdp-2022-05-non-technical-summary.pdf
Tax Cuts for the Wealthy, Mortgages for the Poor, and the Makings of a Housing Crisis for All
30 May 2022
Research Workshop
PDF
298KB
RBA Workshop 2022
https://www.rba.gov.au/publications/workshops/research/2022/pdf/rba-workshop-2022-presentation-graham.pdf
Non-technical summary for 'The Role of Collateral in Borrowing'
15 Jan 2021
RDP
PDF
417KB
RDP 2021-01 non-technical summary
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-non-technical-summary.pdf
The Apartment Shortage
5 Aug 2020
RDP
2020-04
Research Discussion Paper – RDP 2020-04 The Apartment Shortage. Keaton Jenner and Peter Tulip. August 2020. 3,815. KB. 1. Introduction. Australian cities face a shortage of apartments. The severity of this shortage can be gauged by the difference
https://www.rba.gov.au/publications/rdp/2020/2020-04/full.html
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MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
assuming all loans have variable rates and that switching lenders is costless. ... housing collateral and lenders’ mortgage insurance (consistent with the double-trigger hypothesis.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Results
31 Dec 2012
RDP
2012-02
Credit shocks can be misspecified if lenders change the availability of credit in response to variables that are not included in the system. ... In particular, the financial position of borrowers is likely to be taken into consideration by lenders when
https://www.rba.gov.au/publications/rdp/2012/2012-02/results.html
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The Model
21 Dec 2009
RDP
2009-08
Lenders cannot do this, and so may gain only indirectly from the investment, by lending to the investors. ... In addition we assume that effective labour productivity of savers and lenders is initially equal, so that η.
https://www.rba.gov.au/publications/rdp/2009/2009-08/model.html
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Credit Risk and the Macroeconomy: Evidence from an Estimated DSGE Model
20 Nov 2009
Research Workshop
PDF
727KB
Reserve Bank of Australia Research Workshop 2009
https://www.rba.gov.au/publications/workshops/research/2009/pdf/gilchrist.pdf
Macroprudential Limits on Mortgage Products: The Australian Experience
4 Aug 2021
RDP
PDF
2345KB
Mondragon (2020) show that US lenders charge a premium of 10 to 15 basis points to originate. ... A mortgage commitment. takes place after the borrower receives an accepted and signed offer of credit from the lender,.
https://www.rba.gov.au/publications/rdp/2021/pdf/rdp2021-07.pdf