Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Term Funding Facility: Has It Encouraged Business Lending?
8 Dec 2022
RDP
PDF
2133KB
securitisations, which are notes backed by loans already on the banks’ balance sheets. ... the government’s Paycheck Protection Program, with the loans to be used as collateral.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-07.pdf
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
PDF
1403KB
1A corridor system is a rate on discount-window loans and interest on reserves. ... Consider the liquidity premium that determines theloans rate: loans have to earn a premium over the interest on reserves because, on the margin,an additional holding of
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
short-maturity term loans). Our analysis groups these loan types together and, within the short-term category, puts little emphasis on maturities, instead focusing on quantity of loans outstanding at any ... lbdm. is zero. We measure outstanding loans in
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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Introduction
19 Dec 2023
RDP
2023-09
Our key findings are that contractionary monetary policy decreases both the likelihood that firms invest (extensive margin), and the extent of investment (intensive margin). ... Third, our finding that monetary policy affects investment on both the
https://www.rba.gov.au/publications/rdp/2023/2023-09/introduction.html
Financial intermediation and the international business cycle: The case of small countries with big banks
12 Dec 2011
Research Workshop
PDF
2130KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/thoenissen.pdf
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
This is because loan-level data alone can identify which loans prepay butcannot link the prepaying loan to the new loan being originated and its purpose. ... Beginning in 2005, theability to link loans to households means that we can then link the loan
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
The Saving Glut of the Rich and the Rise in Household Debt
19 Dec 2019
Research Workshop
PDF
620KB
RBA Workshop 2019
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-sufi.pdf
Do Australian Households Borrow to Keep up with the Joneses?
10 Nov 2022
RDP
2022-06
hire purchase loan, car loan and other personal loans) and investment debt (e.g. ... Table B1: Probability of Holding Debt – Extensive Margin. Effects of a 1 standard deviation increase in Gini coefficient.
https://www.rba.gov.au/publications/rdp/2022/2022-06/full.html
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Does Monetary Policy Affect Non-mining Business Investment in Australia? Evidence from BLADE
21 Sep 2023
RDP
2023-09
This provides some initial evidence that the extensive margin may be an important margin of adjustment. ... 42. Share of firms expecting to invest, long-term expectation. 41. Intensive margin.
https://www.rba.gov.au/publications/rdp/2023/2023-09/full.html
The Link between the Cash Rate and Market Interest Rates
1 May 1995
RDP
9504
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/1995/9504.html
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