Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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List of tables
10 Aug 2006
SMP
– August 2006
Home equity. 7.70. 0.25. – Margin loans. 8.50. 0.20. – Standard credit cards. ... 17.00. 0.25. – Low-rate/no-frills credit cards. 11.00. 0.10. Variable rates – small business.
https://www.rba.gov.au/publications/smp/2006/aug/tables.html
Domestic Financial Conditions
4 Nov 2022
SMP
– November 2022
in part because consumers shifted to using debit cards rather than credit cards). ... This growth in personal credit has largely reflected increases in outstanding credit card balances, consistent with strong nominal consumption growth, and follows a
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
19 Jul 2020
RDP
PDF
1853KB
Elul et al (2010) use borrowers’ credit card data as a proxy for liquidity constraints. ... to defaulting. The calculation does not take into account additional debts, such as credit card debts or debts with.
https://www.rba.gov.au/publications/rdp/2020/pdf/rdp2020-03.pdf
Appendix A: Data
1 Jun 2015
RDP
2015-05
Scheme credit, debit and charge card fraud perpetrated in Australia and internationally on Australia-issued cards. ... Australian Payments Clearing Association – Fraud Statistics. Debit card expenditure. The value of purchases made using debit cards
https://www.rba.gov.au/publications/rdp/2015/2015-05/appendix-a.html
See 8 more results from "RDP 2015-05"
Aggregate Unemployment and Household Unsecured Debt
28 Nov 2014
Research Workshop
PDF
759KB
https://www.rba.gov.au/publications/workshops/research/2014/pdf/bethunea-rocheteaub-rupert.pdf
Financial Conditions
7 May 2024
SMP
– May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html
Box B: The Effect of Policy Rate Changes on Household Debt Servicing
10 Nov 2009
SMP
– November 2009
payments on credit cards, auto loans and other non-real estate related debt. ... sharp rise in the delinquency rate on credit card repayments that has led to an increase in charge-offs, which are almost 10 per cent of outstanding balances.
https://www.rba.gov.au/publications/smp/2009/nov/box-b.html
Statement on Monetary Policy
3 Nov 2022
SMP
- November 2022
PDF
7804KB
https://www.rba.gov.au/publications/smp/2022/nov/pdf/statement-on-monetary-policy-2022-11.pdf
Statement on Monetary Policy
20 Nov 2023
SMP
- November 2023
PDF
9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf
Research Discussion Papers – 2018
13 Feb 2018
RDP
Richard Finlay, Andrew Staib and Max Wakefield. RDP 2018-11 Consumer Credit Card Choice: Costs, Benefits and Behavioural Biases.
https://www.rba.gov.au/publications/rdp/2018/