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RBA Glossary definition for charge card

charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.

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The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
and charge cards 1.4 1.4 2.4 BPAY 0.3 0.5 0.4 Internet or phone banking na 0.4 0.2 PayPal na 0.1 0.3 ... Cash 69 62 47 38 29 18 Cards 26 31 43 43 43 53 Debit cards 15 22 24 21 27 22 Credit and charge cards 11 9 19 23 16
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

Macrofinancial Stress Testing on Australian Banks

13 Sep 2023 RDP PDF 1940KB
3.3 Other portfolios. For personal loans (including credit cards), unemployment is the main determinant of the ability of. ... a tight relationship between the unemployment rate and credit card loss rates during stress events.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-03.pdf

Evidence on Policy Reforms

31 Dec 2014 RDP 2014-05
Crystal Ossolinski, Tai Lam and David Emery
In particular, information was collected on merchants' surcharging of card payments and on the payment of direct charges at ATMs. ... Card surcharges are a charge that merchants may levy on cardholders for using a card to make a payment.
https://www.rba.gov.au/publications/rdp/2014/2014-05/evi-pol-ref.html
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Statement on Monetary Policy

20 Nov 2023 SMP - November 2023 PDF 9530KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/statement-on-monetary-policy-2023-11.pdf

Appendix A: Model Specifications

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
OpExp. Operating expenses ($). APRA (ARF_330.0). BDD. Bad and doubtful debt charge. ... t. The bad and doubtful debt charge has two components: write-offs and net new provisions.
https://www.rba.gov.au/publications/rdp/2022/2022-03/appendix-a.html
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Modelling Consumer Payment Behaviour for Australia

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
These cards are aimed at revolver consumers, who represent around 34 per cent of credit card holders. ... a credit or charge card.
https://www.rba.gov.au/publications/rdp/2009/2009-04/modelling-consumer-payment-behaviour-australia.html
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The Evolution of Payment Costs in Australia

11 Apr 2019 RDP PDF 1298KB
Recent innovations have included:. • The transition from using the magnetic stripe on cards to using chips for the storage of card details and transmission of these details to the terminal. • ... Countries with high cash use relative to debit card
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-14.pdf

List of graphs

10 Aug 2009 SMP – August 2009
Graph 39: Credit and Charge Card Activity.
https://www.rba.gov.au/publications/smp/2009/aug/graphs.html

The Social Costs of Currency Counterfeiting

1 May 2015 RDP PDF 881KB
Finally, the response of the stock of credit card debt is also positive which suggests that the public also increase their use of credit cards following a shock. ... We would expect the counterfeiting shock to reduce the demand for banknotes and increase
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf

Domestic Economic Conditions

4 Aug 2011 SMP – August 2011 PDF 313KB
https://www.rba.gov.au/publications/smp/2011/aug/pdf/dom-eco-cond.pdf