Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Appendix 1: OECD and Salomon Brothers Data | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
International Comparisons of Bank Margins – August 1994 Appendix 1: OECD and Salomon Brothers Data. ... The following charts show selected measures of margins and profitability from the OECD.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-1.html
3 April 2018 | Minutes of the Monetary Policy Meeting of the Board
17 Apr 2018
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 April 2018
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2018/2018-04-03.html
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
Concentration has subsequently declined modestly in the housing loan, business loan and card acquiring markets, while it has fallen more noticeably in the market for large business loans. ... Nonetheless, the overall interest margin has remained
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
Appendix 2: Compilation Methods | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
The non-bank subsidiaries include securities dealers, trusts and mortgage loan companies, and insurance companies. ... Chart A9 compares the RBA, OECD and Salomon data for net interest margins.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/appendix-2.html
4 November 2008 | Minutes of the Monetary Policy Meeting of the Board
18 Nov 2008
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 November 2008
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2008/04112008.html
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
International Comparisons of Bank Margins - August 1994
18 Jun 2004
Submissions
PDF
166KB
a) Average interest margins. 5. Interest income results from banks charging more on their loans than they pay on their deposits. ... The US has the highest total income margin, mainly refl ecting both high interest margins and high non-interest income.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf
International Comparisons | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
One factor contributing to higher net interest margins in recent years is that US banks have a lower proportion of non-accrual loans than banks in other English-speaking countries, although ... The US has the highest total income margin, mainly
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/internationall-comparisons.html
2 March 2021 | Minutes of the Monetary Policy Meeting of the Board
16 Mar 2021
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 March 2021
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2021/2021-03-02.html
7 June 2022 | Minutes of the Monetary Policy Meeting of the Board
21 Jun 2022
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 June 2022
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2022/2022-06-07.html