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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
credit cards and direct debits and credits. ... In addition to consumer-initiated ‘pay anyone’ internet payments and the direct debit arrangements consumers establish with service providers, DE payments are extensively used by businesses,
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html
Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…
26 May 2021
Submissions
PDF
626KB
NFC is a wireless technology that allows compatible devices to exchange data over short distances and is based on the same technology standard used for contactless payments using physical (plastic) debit ... While technology platforms have the potential
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf
Competition in the Financial System - September 2017
19 Sep 2017
Submissions
PDF
969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf
Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…
6 Sep 2017
Submissions
Similarly, the market for deposits as an investment (rather than for transactional purposes) is part of a broader investment market, including superannuation, investment funds and direct investment in securities or ... b) Credit and debit. Sources: APRA;
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html
The Payments System | Supplementary Submission to the Financial System Inquiry – August 2014 | Financial Sector | Submissions
1 Aug 2014
Submissions
Regulation of other incentive payments in debit card schemes has been implemented in the United States (Federal Reserve System 2011). ... transaction for credit cards and from 12 cents to 5 cents for debit cards but did not do so (RBA 2008).
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/payments-system.html
Factors Influencing Competition | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial …
10 Jul 2008
Submissions
In other areas of retail banking, the recent focus has been on the difficulty that customers face in switching institutions when there are direct debit and credits linked to an account. ... A key element of this package is a listing and switching service
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/factors-influencing-competition.html
Competition in the Australian Financial System - March 2018
21 Mar 2018
Submissions
PDF
503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf
Payments System Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
The vast bulk of retail payments pass through well-established retail payment systems – cash, cheques, direct entry, credit cards, debit cards and EFTPOS. ... When security problems are overcome, the debit will be a conventional banking operation and
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/payments-system-issues.html
Submission to the Inquiry into Digital Currency
1 Dec 2014
Submissions
PDF
652KB
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-digital-currency-2014-11.pdf
List of Graphs | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…
27 Aug 2015
Submissions
Graph 6: Use of Debit and Credit Cards – 2013. ... Graph 8: Direct Resource Costs.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs.html