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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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6 August 2019 | Minutes of the Monetary Policy Meeting of the Board

20 Aug 2019 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 August 2019
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2019/2019-08-06.html

6 November 2007 | Minutes of the Monetary Policy Meeting of the Board

5 Dec 2007 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 November 2007
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2007/06112007.html

5 March 2019 | Minutes of the Monetary Policy Meeting of the Board

19 Mar 2019 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 March 2019
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2019/2019-03-05.html

4 June 2019 | Minutes of the Monetary Policy Meeting of the Board

18 Jun 2019 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 4 June 2019
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2019/2019-06-04.html

5 December 2017 | Minutes of the Monetary Policy Meeting of the Board

19 Dec 2017 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 December 2017
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2017/2017-12-05.html

7 June 2016 | Minutes of the Monetary Policy Meeting of the Board

21 Jun 2016 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board on 7 June 2016
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2016/2016-06-07.html

The Role of the Financial Sector | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
Intermediation: a way of transferring resources between savers and borrowers. Risk transfer: a means for pricing and allocating certain risks. ... Monitoring borrowers: financial institutions take steps to limit the misuse of savers' assets.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/role-of-financial-sector.html

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
Information problems. One of the main roles played by financial intermediaries is to efficiently gather information about the credit risk of potential borrowers. ... The borrower may therefore find it difficult to switch to another institution that has
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions

17 May 2000 Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/

Lending Rates | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…

30 Nov 2010 Submissions
speed at which loans can be repriced, and the sensitivity of the borrower to changes in lending rates. ... There can be considerable variation in interest rates across large businesses, as banks base their pricing on the characteristics of the individual
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/lending.html