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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Domestic Financial Conditions

10 Feb 2023 SMP – February 2023
Very few borrowers pay the reference rate, however, and instead are offered products at a discount relative to these reference rates. ... Graph 3.24. Borrowers continued to make payments into their offset and redraw accounts in the December quarter.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html

Box C: Do Borrowers with Older Mortgages Pay Higher Interest Rates?

6 Feb 2020 SMP - February 2020 PDF 223KB
https://www.rba.gov.au/publications/smp/2020/feb/pdf/box-c-do-borrowers-with-older-mortgages-pay-higher-interest-rates.pdf

7 February 2023 | Minutes of the Monetary Policy Meeting of the Board

21 Feb 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 February 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-02-07.html

1 September 2020 | Minutes of the Monetary Policy Meeting of the Board

15 Sep 2020 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 1 September 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-09-01.html

Overview

5 Nov 2020 SMP – November 2020
Loan deferrals have also assisted borrowers affected by the pandemic. Because of the fiscal support via JobKeeper and social assistance payments, aggregate household income in Australia increased in the June quarter, ... The lower risk-free yield curve
https://www.rba.gov.au/publications/smp/2020/nov/overview.html

Box C: Recent Developments in Margin Lending

6 Aug 2004 SMP PDF 61KB
Much of the recent pick-up in marginlending is likely to have reflected increasesin existing borrowers’ debt levels, with thenumber of margin loan accounts rising moremodestly over the period. ... Many margin loanproviders now also offer geared savings
https://www.rba.gov.au/publications/smp/2004/aug/pdf/box-c.pdf

Overview

6 May 2022 SMP - May 2022 PDF 53KB
https://www.rba.gov.au/publications/smp/2022/may/pdf/00-overview.pdf

Overview

7 Feb 2019 SMP PDF 822KB
Statement of Monetary Policy - February 2019
https://www.rba.gov.au/publications/smp/2019/feb/pdf/00-overview.pdf

Domestic Financial Conditions

5 Nov 2020 SMP – November 2020
Several of these deals were ‘non-conforming’ RMBS, consisting of mortgages made to traditionally riskier borrowers. ... The proposed changes to responsible lending obligations would, in most cases, allow lenders to rely on the information provided by
https://www.rba.gov.au/publications/smp/2020/nov/domestic-financial-conditions.html

5 October 2021 | Minutes of the Monetary Policy Meeting of the Board

19 Oct 2021 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 October 2021
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2021/2021-10-05.html