Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Box B: Online Spending by Households
3 Feb 2011
SMP
– February 2011
PDF
120KB
https://www.rba.gov.au/publications/smp/2011/feb/pdf/box-b.pdf
Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
fraud losses and resource costs associated with certain types of card-present fraud. ... Graph 1. In the Australian card payment market, a significant number of debit cards on issue are ‘dual-network’ cards.
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions
21 Mar 2003
Submissions
and Credit Card Schemes in Australia: A Study of Interchange Fees and Access (the “Joint Study”). ... Merchants will therefore be significant direct beneficiaries of debit and credit card reform, taken together, in terms of the net costs they incur
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
more frequently for transactions compared with debit cards; conversely, debit card use is more. ... This. enables issuers to pay more generous incentives to holders of these cards; card issuers have.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
Box B: Online Spending by Households
10 Feb 2011
SMP
– February 2011
where the payment card is not physically present) and traditional spending where the payment card is present or details are provided over the phone or by mail. ... In contrast, traditional card spending has increased at a slower average rate of around 9
https://www.rba.gov.au/publications/smp/2011/feb/box-b.html
7 February 2023 | Minutes of the Monetary Policy Meeting of the Board
21 Feb 2023
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 February 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-02-07.html
7 July 2009 | Minutes of the Monetary Policy Meeting of the Board
21 Jul 2009
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 July 2009
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2009/07072009.html
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003
7 May 2008
Submissions
PDF
26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf
2 November 2021 | Minutes of the Monetary Policy Meeting of the Board
16 Nov 2021
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2021
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2021/2021-11-02.html
6 October 2020 | Minutes of the Monetary Policy Meeting of the Board
20 Oct 2020
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 6 October 2020
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2020/2020-10-06.html