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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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FINANCIAL INNOVATION BIBLIOGRAPHY compiled by Lindsay F. Boultori and ...
14 Oct 2014
RDP
PDF
2298KB
76, 1967, pp.889-892. RUSSELL, T. The Economics of Bank Credit Cards.
https://www.rba.gov.au/publications/rdp/1984/pdf/rdp8402.pdf
The ATM Market in Australia
31 Dec 2012
RDP
2012-03
If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher. ... Following the reforms, cardholders continue to be able to use own-bank ATMs without charge.
https://www.rba.gov.au/publications/rdp/2012/2012-03/atm-mkt-australia.html
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The Link between the Cash Rate and Market Interest Rates
1 Dec 2009
RDP
PDF
179KB
The stickiest interest rate is the rate on credit cards. BetweenJanuary 1986 and October 1994, the credit card rate ranged between 14.4 per centand 24.7 per cent whereas the ... of spreads follows a significant reductionin banks' charges for bad and
https://www.rba.gov.au/publications/rdp/1995/pdf/rdp9504.pdf
A Brief Recap of the CR and ECR Models
17 Apr 2009
RDP
2009-03
or cards from both networks; and, if they hold both, they can choose to use card i in preference to card j, or vice versa, where a merchant accepts both. ... and {. ,. }; and the fractions of those choosing to hold both cards who will then prefer to use
https://www.rba.gov.au/publications/rdp/2009/2009-03/brief-recap.html
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Statement on Monetary Policy
6 Feb 2024
SMP
- February 2024
PDF
4547KB
https://www.rba.gov.au/publications/smp/2024/feb/pdf/statement-on-monetary-policy-2024-02.pdf
Measuring Credit Losses
31 Dec 2015
RDP
2015-06
It is often also used for lending where a high loss rate is expected and built into the interest margin (credit card lending is one example). ... Instead of using the net charge to profit and loss to fund collective provisions, it includes only
https://www.rba.gov.au/publications/rdp/2015/2015-06/mea-cre-losses.html
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ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia
28 Jan 2015
RDP
PDF
739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... This is limiting. in the Australian case as banks do not typically charge for own-ATM withdrawals.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf
2 November 2010 | Minutes of the Monetary Policy Meeting of the Board
16 Nov 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 November 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/02112010.html
Domestic Financial Markets
10 Feb 2011
SMP
– February 2011
In return for this committed facility, the Bank will charge a market-based fee. ... The modest growth in recent months was largely due to increased credit card lending.
https://www.rba.gov.au/publications/smp/2011/feb/dom-fin-mkts.html
7 September 2010 | Minutes of the Monetary Policy Meeting of the Board
21 Sep 2010
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 September 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/07092010.html