Search: Nominal interest rate
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RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Global Financial Environment
10 Feb 2020
FSR
April 2019
PDF
1191KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/01-global-financial-environment.pdf
The Global Financial Environment
10 Mar 2015
FSR
– March 2015
For some banks, flatter yield curves associated with very low interest rates have compressed net interest margins. ... The RBNZ has attributed this recent increase to rising household incomes, falling interest rates on fixed-rate mortgages, strong
https://www.rba.gov.au/publications/fsr/2015/mar/global-fin-env.html
Financial Stability Review - September 2006
27 Sep 2006
FSR
- September 2006
PDF
476KB
https://www.rba.gov.au/publications/fsr/2006/sep/pdf/0906.pdf
Household and Business Balance Sheets
10 Sep 2012
FSR
– September 2012
1990s and 2000s, because that earlier period was one of adjustment to the structural decrease in nominal interest rates and liberalisation of the banking system. ... Reflecting businesses' low leverage, solid profitability and below-average interest rates
https://www.rba.gov.au/publications/fsr/2012/sep/house-bus-bal-sheet.html
The Global Financial Environment
21 Apr 2017
FSR
– April 2017
Real estate markets in many advanced economies have also been buoyed by the prolonged period of low global interest rates. ... In contrast, a scenario where interest rates rose, but commodity prices remained low, would be particularly challenging for
https://www.rba.gov.au/publications/fsr/2017/apr/global-fin-env.html
Financial Stability Review March 2014
26 Mar 2014
FSR
March 2014
PDF
1956KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/0314.pdf
The Global Financial Environment
10 Sep 2013
FSR
– September 2013
Earlier this year there had been increasing concern among some policymakers about potentially imprudent risk-taking as investors ‘reached for yield’ in a low interest rate environment. ... However, both activity and real prices remain well below
https://www.rba.gov.au/publications/fsr/2013/sep/global-fin-env.html
Box B: Measurement of Housing Arrears
10 Sep 2009
FSR
– September 2009
Sharp changes in interest rates can also distort reported arrears rates. ... When variable mortgage interest rates fall, the required repayment also declines.
https://www.rba.gov.au/publications/fsr/2009/sep/box-b.html
Overview
15 Oct 2015
FSR
October 2015
PDF
44KB
https://www.rba.gov.au/publications/fsr/2015/oct/pdf/overview.pdf
The Global Financial Environment
10 Feb 2020
FSR
April 2018
PDF
1517KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/01-global-financial-environment.pdf