Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Credit Quality in the Australian Non-Government Bond Market
19 Apr 2004
FSR
PDF
96KB
certain threshold (for banks, insurance on loans with LVRs in excess of 80 per cent is a prerequisite for concessional capital risk weighting). ... Mortgage insurance is usually not available for very high LVR and non-conforming mortgages.
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304-2.pdf
Financial Stability Review
18 Nov 2022
FSR
- April 2022
PDF
2740KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/financial-stability-review-2022-04.pdf
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Loans currently on deferral tend to have riskier characteristics than other loans, including higher loan-to-valuation ratios (LVRs) at origination or low prepayment buffers (Graph 2.5). ... declined sharply following the end of the 2020/21 First Home
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Box C: The Regulatory Capital Framework for Residential Mortgages
20 Oct 2015
FSR
– October 2015
For instance, a mortgage for a borrower that has a poor repayment history and a high loan-to-valuation ratio (LVR) may be assigned a relatively weak rating and a higher ... APRA's prudential standard applies more risk-sensitive prudential criteria than
https://www.rba.gov.au/publications/fsr/2015/oct/box-c.html
5.2 Focus Topic: An Update on Fixed-rate Borrowers
6 Oct 2023
FSR
– October 2023
5.2 Focus Topic: An Update on Fixed-rate Borrowers | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-an-update-on-fixed-rate-borrowers.html
Box C: Households’ Investment Property Exposures: Evidence from Tax and Survey Data
23 Sep 2014
FSR
September 2014
PDF
254KB
https://www.rba.gov.au/publications/fsr/2014/sep/pdf/box-c.pdf
Household and Business Finances
21 Nov 2022
FSR
- April 2022
PDF
1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf
5.3 Focus Topic: Indicators of Household Financial Stress
6 Oct 2023
FSR
– October 2023
5.3 Focus Topic: Indicators of Household Financial Stress | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-indicators-of-household-financial-stress.html
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
27 Mar 2012
FSR
– March 2012
PDF
156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf
Financial Stability Review
18 Nov 2022
FSR
- October 2021
PDF
3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf