Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
and credit cards, meaning NFC payments can generally be accepted by any card terminal that accepts contactless payments with a plastic card. ... For digital wallet services, this network includes card issuers, cardholders that use digital wallets and
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
Credit cards and some debit cards allow payments to be initiated by a merchant with the customer's card number and associated security information. ... However, the NPP does not currently provide access to some account types, including credit card and
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
The Australian Securities and Investments Commission's Review of the EFT Code of Conduct – April 2007 | Payments System | Submissions
8 May 2024
Submissions
In particular, the Reserve Bank believes there is merit in considering changes to the drafting of the EFT Code that would clarify the obligations of ATM owners and card-issuing institutions ... One of those concerns was that the EFT Code currently
https://www.rba.gov.au/publications/submissions/payments-system/asic-review-of-eft-code-of-conduct/index.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
However, the value of BNPL transactions remains relatively small compared to other forms of personal finance, with the value of domestic personal credit and charge card purchases on Australian-issued cards ... other adjustments to their finances such as
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
Most cardholders are increasingly using credit cards for transactional purposes rather than for borrowing. ... cards as a means of financing purchases that are paid off over time.
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates
14 Aug 2015
Submissions
PDF
905KB
more frequently for transactions compared with debit cards; conversely, debit card use is more. ... This. enables issuers to pay more generous incentives to holders of these cards; card issuers have.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf
List of tables
10 Sep 2006
FSR
– September 2006
January 2006. July 2006. Fixed. 52.4. 7.4. 10.3. Credit card. 25.8. ... 11.1. 15.4. Non-credit card revolving. 21.8. 7.2. 7.1. of which: secured by housing.
https://www.rba.gov.au/publications/fsr/2006/sep/tables.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
systems, along with access regimes for several card systems and the ATM system. ... A ‘payment gateway’ is the infrastructure that routes messages across the NPP network.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Financial Sector | Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/