Search: Nominal interest rate
RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Global Financial Environment
20 Oct 2015
FSR
– October 2015
to narrow if the liberalisation of interest rates increases price competition for funding. ... Low interest rates support economic growth and economic risk taking but, if persistent, can encourage investors to increase financial risks in an attempt to
https://www.rba.gov.au/publications/fsr/2015/oct/global-fin-env.html
Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…
6 Sep 1996
Submissions
Another factor influencing this relative cost of funds in the past few years has been the decline in inflation and the consequent fall in average nominal interest rates. ... These averages seem much more closely related to each other than to developments
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html
Financial Stability Review – September 2008
13 Oct 2008
FSR
– September 2008
PDF
692KB
https://www.rba.gov.au/publications/fsr/2008/sep/pdf/0908.pdf
Box A: Rates of Indebted Home Ownership
10 Sep 2005
FSR
– September 2005
These outcomes largely reflect the fall in nominal interest rates that was associated with Australia's return to low inflation in the early 1990s, and a relaxation of banks' lending criteria. ... The various surveys show similar and broadly steady rates
https://www.rba.gov.au/publications/fsr/2005/sep/box-a.html
The Global Financial Environment
21 Nov 2022
FSR
- October 2022
PDF
1137KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/01-global-financial-environment.pdf
Financial Stability Review
18 Nov 2022
FSR
- October 2021
PDF
3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf
The Australian Financial System
10 Feb 2020
FSR
October 2017
PDF
926KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/aus-fin-sys.pdf
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Better interest rate 23.3Better loan conditions 25.1Extension of loan period 5.1Home renovation 9.5Other purchase (e.g. ... Foremost amongst these is the decline in nominal interest rates that has accompanied lower infl ation.
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf
The Australian Financial System
20 Oct 2017
FSR
– October 2017
In contrast to household loans, aggregate business loan performance has improved further, supported by low interest rates. ... This tends to push shadow banks using this business model to lend to borrowers with lower credit quality that pay higher
https://www.rba.gov.au/publications/fsr/2017/oct/aus-fin-sys.html
Financial Stability Review – September 2012
24 Sep 2012
FSR
– September 2012
PDF
1420KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/0912.pdf