Search: Nominal interest rate
RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Global Financial Environment
25 Apr 2023
FSR
- April 2023
PDF
1225KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/01-global-financial-environment.pdf
Financial Stability Review - March 2006
28 Mar 2006
FSR
- March 2006
PDF
645KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/0306.pdf
Financial Stability Review - March 2005
12 Jul 2005
FSR
PDF
1040KB
Reserve Bank of Australia
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/0305.pdf
Submission to the Financial System Inquiry March 2014
10 Nov 2017
Submissions
PDF
3041KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/pdf/financial-system-inquiry-2014-03.pdf
Financial Stability Review - March 2009
17 Apr 2009
FSR
- March 2009
PDF
1621KB
https://www.rba.gov.au/publications/fsr/2009/mar/pdf/0309.pdf
Box A: Rates of Indebted Home Ownership
23 Sep 2005
FSR
- September 2005
PDF
52KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/box-a.pdf
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
Banks have contributed to this switch in borrowing behaviour by widening the interest rate differential between (secured) mortgages and (generally unsecured) personal credit, with a notable repricing in 2008 that reflected ... s outstanding mortgage
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
The Macroeconomic and Financial Environment
10 Mar 2005
FSR
– March 2005
The impact of low nominal interest rates on borrowing decisions is most evident in the data on household credit growth. ... Low nominal interest rates have not provided the same strong impetus to borrowing by businesses and to commercial property prices.
https://www.rba.gov.au/publications/fsr/2005/mar/mac-fin-env.html
The Global Financial Environment
21 Nov 2022
FSR
- April 2022
PDF
1031KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/01-global-financial-environment.pdf
The Global Financial Environment
10 Feb 2020
FSR
- April 2017
PDF
1745KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/global-fin-env.pdf