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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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The Global Financial Environment
26 Mar 2014
FSR
March 2014
PDF
1140KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/global-fin-env.pdf
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
that merchants choosing to accept Mastercard or Visa credit cards are not obliged by scheme rules to.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf
Developments in the Financial System Architecture
10 Mar 2014
FSR
– March 2014
The cross-border reach of some jurisdictions' rules and the potential for conflicts, inconsistencies and duplicated requirements remain an important international focus for authorities overseeing OTC derivatives reforms. ... In particular, ESMA found no
https://www.rba.gov.au/publications/fsr/2014/mar/dev-fin-sys-arch.html
Developments in the Financial System Architecture
10 Mar 2015
FSR
– March 2015
This will allow European trade repositories to provide the Bank with data relevant to the Bank's mandate that is reported under European rules. ... In response, the US authorities indicated that they will consider amending their securitisation rules in
https://www.rba.gov.au/publications/fsr/2015/mar/dev-fin-sys-arch.html
Box A: Banking Systems in Greece, Portugal and Spain
10 Sep 2010
FSR
– September 2010
billion. In addition, the Spanish authorities have relaxed ownership rules to encourage restructuring of the sector, and significant consolidation is already underway.
https://www.rba.gov.au/publications/fsr/2010/sep/box-a.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Graph 2.17. In some states and territories, governments have reintroduced rules requiring negotiation of temporary rent relief for commercial tenants that are experiencing financial stress due to COVID-19 trading
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
Financial Stability Review September 2013
24 Sep 2013
FSR
September 2013
PDF
1605KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/0913.pdf
Box A: Bank Restructuring Challenges: A Case Study of Italy
10 Feb 2020
FSR
- April 2017
PDF
615KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/box-a.pdf
Box D: Estimates of Borrowing Capacity from Banks' Online Housing Loan Calculators
21 Mar 2005
FSR
- March 2005
PDF
42KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-d.pdf
Box D: Estimates of Borrowing Capacity from Banks' Online Housing Loan Calculators
10 Mar 2005
FSR
– March 2005
In the past, a common rule of thumb on servicing was that loans would not be extended where the required debt-servicing ratio – the ratio of interest and principal repayments to
https://www.rba.gov.au/publications/fsr/2005/mar/box-d.html