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RBA Glossary definition for HAC Rule

HAC Rule – Honour All Cards Rule

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Overview

26 Mar 2014 FSR March 2014 PDF 281KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/overview.pdf

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
ACDES provides rules for the exchange and distribution of wholesale cash between ACDES participants (ANZ, CBA, Westpac and NAB – the Applicants are not ACDES participants).
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html

5.5 Focus Topic: Operational Risk in a Digital World

6 Oct 2023 FSR – October 2023
5.5 Focus Topic: Operational Risk in a Digital World | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-operational-risk-in-a-digital-world.html

The Australian Financial System

20 Oct 2018 FSR – October 2018
The report also questioned the capability and effectiveness of regulators to enforce rules, and banks' compliance with responsible lending laws and their ability to manage conflicts that arise when they develop ... APRA. The legislation also provides
https://www.rba.gov.au/publications/fsr/2018/oct/aus-fin-sys.html

Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions

2 May 2008 Submissions
payments. One way in which these competitive pressures can be limited is by ‘tying’ rules. ... Another restriction on merchants that can limit competition is the ‘no surcharge’ rule.
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/

Box A: Covered Bonds

23 Mar 2011 FSR – March 2011 PDF 72KB
https://www.rba.gov.au/publications/fsr/2011/mar/pdf/box-a.pdf

Box D: Stress Testing at the Reserve Bank

10 Feb 2020 FSR October 2017 PDF 638KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-d.pdf

Overview

10 Sep 2013 FSR – September 2013
Authorities are working on an approach that avoids subjecting institutions and transactions to multiple – and possibly conflicting – sets of rules.
https://www.rba.gov.au/publications/fsr/2013/sep/overview.html

Financial Stability Review

15 Nov 2023 FSR - October 2023 PDF 4631KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/financial-stability-review-2023-10.pdf

Box B: Policy Responses to Risks in the Housing and Mortgage Markets

24 Mar 2015 FSR March 2015 PDF 48KB
https://www.rba.gov.au/publications/fsr/2015/mar/pdf/box-b.pdf