Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Footnote. Non-banks offer very competitive interest rates for a small proportion of owner-occupiers with lower credit risk, such as those with stable incomes and low LVRs.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
Box B: Households’ Investment Property Exposures: Insights from Tax Data
10 Feb 2020
FSR
October 2017
PDF
661KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-b.pdf
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
to tightly manage new IO loans extended at high loan-to-valuation ratios (LVRs).
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Box C: Lenders Mortgage Insurance
10 Sep 2013
FSR
– September 2013
Lenders generally use mortgage insurance for loans originated with a loan-to-valuation ratio (LVR) of 80 per cent or greater, given the higher risk profile of these loans. ... Without the ability to transfer credit risk to LMIs, some lenders may be
https://www.rba.gov.au/publications/fsr/2013/sep/box-c.html
Mortgage Macroprudential Policies
21 Nov 2022
FSR
- October 2021
PDF
794KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/05-mortgage-macroprudential-policies.pdf
Overview
24 Oct 2017
FSR
– October 2017
valuation ratios (LVRs) and strengthening serviceability metrics, have seen the growth in riskier types of lending moderate. ... The most recent focus has been on limiting interest-only lending, and banks have responded by further reducing lending with
https://www.rba.gov.au/publications/fsr/2017/oct/overview.html
Financial Stability Review - March 2024
26 Mar 2024
FSR
- March 2024
PDF
2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf
Box C: Vulnerable Households and Financial Stress
20 Oct 2018
FSR
– October 2018
But of households with an LVR above 80 per cent, one-fifth had a required DSR greater than 30 per cent (Graph C3). ... The speed of transition to a lower DSR and LVR for these individual households depends partly on interest rates, housing prices and
https://www.rba.gov.au/publications/fsr/2018/oct/box-c.html
Box E: Reforms to the Basel III Capital Framework
10 Feb 2020
FSR
April 2018
PDF
627KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-e.pdf
Overview
12 Oct 2017
FSR
October 2017
PDF
168KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/overview.pdf