Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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Aggregate Unemployment and Household Unsecured Debt
28 Nov 2014
Research Workshop
PDF
759KB
https://www.rba.gov.au/publications/workshops/research/2014/pdf/bethunea-rocheteaub-rupert.pdf
The Australian Financial System
10 Sep 2007
FSR
– September 2007
Strong competition has also been evident over recent years in the personal lending market, especially in credit cards. ... credit card debt, from nearly 85 per cent five years ago.
https://www.rba.gov.au/publications/fsr/2007/sep/aus-fin-sys.html
Domestic Regulatory Developments
8 Apr 2022
FSR
– April 2022
In conjunction with the information paper, APRA conducted a public consultation on an update of its credit risk management prudential standard. ... These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html
Financial Stability Review
10 Feb 2020
FSR
April 2018
PDF
2840KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/financial-stability-review-2018-04.pdf
FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Year-ended growth. Jan-07. Jan-06. Fixed. 52.3. 14.5. 9.5. Credit card. 27.0. ... 13.1. 11.8. Non-credit card revolving. 20.7. 7.1. 8.1. of which: secured by housing.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Financial Intermediaries
10 Mar 2007
FSR
– March 2007
Strong competition is also evident in the personal lending market, especially in credit cards. ... cards. Like other segments of the loan market, competition has been spurred by smaller players and newer entrants – foreign-owned banks, for example,
https://www.rba.gov.au/publications/fsr/2007/mar/fin-intermed.html
Financial Stability Review
25 Apr 2023
FSR
- April 2023
PDF
4493KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/financial-stability-review-2023-04.pdf
Financial Stability Review – September 2008
13 Oct 2008
FSR
– September 2008
PDF
692KB
https://www.rba.gov.au/publications/fsr/2008/sep/pdf/0908.pdf
Early Pension Withdrawal as Stimulus
19 Dec 2023
Research Workshop
PDF
882KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-hamilton-liu-miranda-pinto-sainsbury.pdf
Financial Stability Review - March 2013
26 Mar 2013
FSR
- March 2013
PDF
2327KB
https://www.rba.gov.au/publications/fsr/2013/mar/pdf/0313.pdf