Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Banks have instead tightened lending standards since 2015, although there continues to be strong competition for the highest quality borrowers.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Overview
8 Apr 2021
FSR
PDF
168KB
https://www.rba.gov.au/publications/fsr/2021/apr/pdf/00-overview.pdf
Boxes
7 Apr 2023
FSR
– 2023
A number of Boxes on topics of special interest are published in the Financial Stabiilty Review. These boxes can be read as stand-alone documents or within the relevant Financial Stability Review.
https://www.rba.gov.au/publications/fsr/2023/boxes.html
Contents: Financial Stability Review – October 2023
6 Oct 2023
FSR
This issue of our Financial Stability Review assesses the current condition of the financial system and potential risks to financial stability.
https://www.rba.gov.au/publications/fsr/2023/oct/contents.html
The Global Financial Environment
6 Apr 2023
FSR
– April 2023
The Global Financial Environment | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/global-financial-environment.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
Both investors and owner-occupier borrowers make extensive use of IO lending for a range of reasons. ... These practices determine the maximum loan size that a borrower could sustainably repay out of their income.
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
In Canada, authorities tightened serviceability assessments in June, by increasing the interest rate floor at which new borrowers are assessed. ... This followed an increase in high loan-to-income (LTI) borrowing, including from some borrowers with high
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html
Box B: Recent Trends in Personal Credit
10 Apr 2018
FSR
– April 2018
The changes in the use of personal credit and in borrower type confound the usefulness of personal credit indicators as measures of overall household financial health. ... Under consumer credit laws, banks (and other lenders) are obliged to consider
https://www.rba.gov.au/publications/fsr/2018/apr/box-b.html
Domestic Regulatory Developments
8 Apr 2021
FSR
– April 2021
A key focus of the CFR in the latter part of 2020 was the expiry of the majority of those deferrals in September and October, and borrowers' transition to normal loan ... As noted in ‘Chapter 2: Household and Business Finances in Australia’, lenders
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html