Search: securitisation
RBA Glossary definition for securitisation
securitisation – Asset securitisation is the process of converting a pool of illiquid assets, such as residential mortgages, into tradeable securities.
Search Results
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Data from the RBA's Securitisation Dataset show that non-banks generally charge higher interest rates than banks for owner-occupier principal and interest loans; however, the interest rates they charge
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
Available evidence from various banks and securitisation data suggests that, in 2005, around 60 per cent of new investor housing loans and a little over 15 per cent of new ... According to securitisation data, the arrears rate on prime interest-only
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
Box B: Interest-only Housing Loans
27 Sep 2006
FSR
- September 2006
PDF
46KB
https://www.rba.gov.au/publications/fsr/2006/sep/pdf/box-b.pdf
The Next Ten Years | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions
13 Jan 1997
Submissions
These competitors have played a major role in the development of capital markets and the process of securitisation. ... In the United States, the securitisation of mo rtgages is dominated by three government-sponsored entities.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/next-ten-years.html
Household and Business Finances in Australia
8 Oct 2021
FSR
– October 2021
Consistent with this, loan-level data from the Reserve Bank's Securitisation dataset suggest prepayment buffers on the majority of housing loans (excluding loans to investors and fixed-rate loans where ... The Securitisation System data indicate that
https://www.rba.gov.au/publications/fsr/2021/oct/household-business-finances-in-australia.html
The Structure of the Australian Financial System
28 Mar 2006
FSR
– March 2006
PDF
80KB
https://www.rba.gov.au/publications/fsr/2006/mar/pdf/0306-1.pdf
The Australian Financial System
25 Apr 2023
FSR
- April 2023
PDF
1051KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/02-australian-financial-system.pdf
5.3 Focus Topic: Indicators of Household Financial Stress
15 Nov 2023
FSR
- October 2023
PDF
797KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/07-focus-topic-indicators-of-household-financial-stress.pdf
The Australian Financial System
8 Apr 2022
FSR
– April 2022
Data from the Reserve Bank's Securitisation dataset show that there has been some increase in high loan-to-income (LTI) loans securitised by non-banks over recent years, but a
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
Household and Business Finances
21 Nov 2022
FSR
- April 2022
PDF
1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf