Search: LVR
RBA Glossary definition for LVR
LVR – Loan-to-valuation ratio
Search Results
Read me file for Macroprudential Limits on Mortgage Products: The Australian Experience
22 Jul 2021
RDP
PDF
552KB
RDP 2021-07 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-07/rdp-2021-07-read-me.pdf
Box B: Interest-only Housing Loans
10 Sep 2006
FSR
– September 2006
For interest-only loans, however, the absence of required principal repayments during the interest-only term means that, for a given loan-to-valuation ratio (LVR), any fall in the value ... Partly mitigating this risk is the fact that initial LVRs tend
https://www.rba.gov.au/publications/fsr/2006/sep/box-b.html
Overview
13 Oct 2016
FSR
October 2016
PDF
89KB
https://www.rba.gov.au/publications/fsr/2016/oct/pdf/overview.pdf
Contents: Financial Stability Review – April 2022
8 Apr 2022
FSR
Financial Stability Review April 2022. The. Financial Stability Review. provides the Bank's assessment of the current condition of the financial system and potential risks to financial stability. It is issued half-yearly. Download the complete.
https://www.rba.gov.au/publications/fsr/2022/apr/contents.html
MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA’s Macroeconometric Model
12 Jan 2022
RDP
PDF
1774KB
10. valuation ratios (LVRs) and prepayment buffers at their 2017/18 surveyed levels is implicitly captured. ... e.g. lower LVRs would mute the marginal effect of housing price declines on losses).
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-01.pdf
Box C: Lenders Mortgage Insurance
25 Sep 2013
FSR
September 2013
PDF
588KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-c.pdf
Box B: How Risky is High-DTI and High-LVR Lending?
18 Nov 2022
FSR
- April 2022
PDF
300KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/box-b-how-risky-is-high-dti-and-high-lvr-lending.pdf
Trends in the Funding and Lending Behaviour of Australian Banks
2 Feb 2015
RDP
PDF
1090KB
23. ratio (LVR) (Table 2).17 From the lender’s perspective it is advantageous to compete for new borrowers with discounts because it allows the lender to offer attractive terms to ... LVR Loan size (%) $250 000 $500 000 $750 000 $1 000 000 90–100 63
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
effect. The loosening includes returning LVRs and the discounts applied to less reliable income such as rent, bonuses and overtime to their previous levels. ... However, risks to banks appear reasonably low. Banks' lending for off-the-plan apartments
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Box B: Households' Investment Property Exposures: Insights from Tax Data
20 Oct 2017
FSR
– October 2017
Investor loans tend to have lower loan-to-valuation ratios (LVRs) at origination than owner-occupier loans. ... Some institutions require lower LVRs for investor loans and investors may choose an investment property such that their equity exceeds 20 per
https://www.rba.gov.au/publications/fsr/2017/oct/box-b.html