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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Developments in the Financial System Architecture

20 Oct 2016 FSR – October 2016
In May, the Bank published the conclusions to its Review of Card Payments Regulation. ... The PSB also determined that new interchange standards will keep the weighted-average interchange fee benchmark for credit cards at 0.50 per cent, but lower the
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html

Competition Between Payment Systems

15 Apr 2009 RDP PDF 243KB
theevent that a merchant accepts the cards of both platforms, and those who wouldinstead prefer to use card j over card i. ... Some consumers, for instance, may be particularly averse to taking on debt,and so appreciate the budgeting discipline provided
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-02.pdf

Domestic Regulatory Developments

18 Nov 2022 FSR - April 2022 PDF 171KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/04-regulatory-developments.pdf

Non-technical summary for 'Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey'

9 Sep 2020 RDP PDF 612KB
RDP 2020-06 non-technical summary
https://www.rba.gov.au/publications/rdp/2020/2020-06/rdp-2020-06-non-technical-summary.pdf

Financial Stability Review

18 Nov 2022 FSR - October 2021 PDF 3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf

Financial Stability Review - September 2005

26 Sep 2005 FSR - September 2005 PDF 494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf

Regulatory Developments

10 Feb 2020 FSR April 2019 PDF 707KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/04-regulatory-developments.pdf

List of graphs

10 Mar 2009 FSR – March 2009
Graph 67: Spending Using Credit and Debit Cards.
https://www.rba.gov.au/publications/fsr/2009/mar/graphs.html

Regulatory Developments

12 Apr 2019 FSR – April 2019
A pilot of open banking is due to be launched in July 2019, with sharing of consumer data on credit and debit cards and deposit and transaction accounts, expected by February
https://www.rba.gov.au/publications/fsr/2019/apr/regulatory-developments.html

ATM Fees, Pricing and Consumer Behaviour: An Analysis of ATM Network Reform in Australia

28 Jan 2015 RDP PDF 739KB
issuer) that primarily reflects costs of ATM withdrawals made using a debit card. ... If the costs of credit functions are included, the weighted-average card issuer cost is $0.04 higher.
https://www.rba.gov.au/publications/rdp/2012/pdf/rdp2012-03.pdf