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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Data Description

22 Jul 2020 RDP 2020-03
Michelle Bergmann
Issuers of securitisations may also face incentives to disproportionately select certain types of loans, such as through the credit rating agencies' ratings criteria. ... The calculation does not take into account additional debts, such as credit card
https://www.rba.gov.au/publications/rdp/2020/2020-03/data-description.html
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List of graphs

10 Sep 2004 FSR – September 2004
Graph A1: Credit Card and Housing Loans Past Due. ... Graph 2: Issuance of RMBS by Type of Issuer.
https://www.rba.gov.au/publications/fsr/2004/sep/graphs.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html

Credit Loss Modelling

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
However, the latter estimate is based on a smaller sample of publicly traded residential mortgage-backed securities (RMBS), and selection bias in this sample (arising from incentives for RMBS issuers to ... Indicative of this, there has historically been
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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Competition Between Payment Systems: Results

15 Apr 2009 RDP PDF 273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf

A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
merchant accepts the cards of both platforms, and those who would instead prefer to use card j over card i. ... card. Focusing without loss of generality on the cards of platform i, we see that consumers in the subsets.
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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Financial Intermediaries

10 Sep 2005 FSR – September 2005
In particular, a number of credit card issuers now offer ‘low rate’ cards with interest rates in the 10 to 13 per cent range, compared with an average rate of 16 ... In addition, a number of issuers are offering zero per cent deals on balance
https://www.rba.gov.au/publications/fsr/2005/sep/fin-intermed.html

Financial Stability Review – September 2007

16 Nov 2007 FSR – September 2007 PDF 575KB
https://www.rba.gov.au/publications/fsr/2007/sep/pdf/0907.pdf

Financial Stability Review - March 2024

26 Mar 2024 FSR - March 2024 PDF 2619KB
https://www.rba.gov.au/publications/fsr/2024/mar/pdf/financial-stability-review-2024-03.pdf

Household and Business Finances in Australia

25 Apr 2023 FSR - April 2023 PDF 1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf