Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
Search Results
Domestic Financial Conditions
10 Feb 2019
SMP
– February 2019
A number of indicators suggest that competition for new loans remains strong, particularly for low-risk borrowers. ... Over the past year, there has been ongoing work to improve lenders' assessment of potential borrowers' expenses.
https://www.rba.gov.au/publications/smp/2019/feb/domestic-financial-conditions.html
International Financial Conditions
8 May 2020
SMP
– May 2020
Higher-quality borrowers issued record volumes of debt, despite increased borrowing costs (Graph 2.7). ... The price of credit has also been relatively stable, even for riskier borrowers.
https://www.rba.gov.au/publications/smp/2020/may/international-financial-conditions.html
At a Glance: Financial Stability Review – April 2023
6 Apr 2023
FSR
A small cohort of borrowers with low savings, high levels of debt and low incomes are most at risk of facing difficulties in servicing their debts.
https://www.rba.gov.au/publications/fsr/2023/apr/
Overview
6 Feb 2024
SMP
– February 2024
Overview | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/overview.html
Box B: The Impact of Lending Standards on Loan Sizes
10 Feb 2020
FSR
October 2018
PDF
634KB
https://www.rba.gov.au/publications/fsr/2018/oct/pdf/box-b.pdf
2 April 2024 | Minutes of the Monetary Policy Meeting of the Board
2 Apr 2024
Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2024
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2024/2024-03-19.html
Boxes
31 Dec 2020
SMP
– 2020
A number of Boxes on topics of special interest are published in the Statement on Monetary Policy and its forerunners, the Semi-Annual Statement on Monetary Policy and the quarterly reports on the Economy and Financial Markets. These boxes can be
https://www.rba.gov.au/publications/smp/2020/boxes.html
At a Glance: Financial Stability Review – April 2021
9 Apr 2021
FSR
If incomes remain below pre-pandemic levels, as government support is wound back, it increases the likelihood that some borrowers exhaust their financial buffers and ultimately default. ... This could push asset prices above their fundamental values
https://www.rba.gov.au/publications/fsr/2021/apr/
Domestic Financial Conditions
8 May 2020
SMP
– May 2020
The recently announced reductions in housing loan interest rates are likely to have flowed through to borrowers in April. ... Notwithstanding the recent decline in commitments, borrowers appear to be taking advantage of the very low level of housing
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Household and Business Finances
8 Apr 2022
FSR
– April 2022
supply of credit to new borrowers who are most susceptible to finding difficulty in making repayments. ... In recent years, many borrowers have also actively refinanced to low fixed-rate loans.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html