Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
Search Results
Options for Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations
6 Dec 2013
Consultations
Under the Banking Regulations 1966, banking business includes both credit card issuing and acquiring. ... The schemes would be required to make public their risk-based criteria for determining which additional entities would be eligible.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/options-reform.html
HERITAGE MANAGEMENT PLAN - Reserve Bank of Australia Head Office
15 Nov 2019
Consultations
PDF
8917KB
Public criticism of Commonwealth expenditure on Public Works was largely a result of a ‘Credit Squeeze’ that coincided with Dr Coombs’ building programme. ... Staff had their own health fund, superannuation fund and their own workers union and
https://www.rba.gov.au/publications/consultations/201911-ho-syd-heritage-mgmt-plans/pdf/heritage-mgmt-plan-ho-syd-nov-2019.pdf
ISO 20022 Migration for the Australian Payments System – Responses and Options Paper
11 Sep 2019
Consultations
PDF
1175KB
Key. reasons provided for supporting the implementation of enhanced content included improved risk. ... for defining domestic credit message standards should be the internationally agreed HVPS+ guidelines.
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/pdf/consultation-paper.pdf
Background | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
Background. In 2003, the Reserve Bank began implementing reforms to the credit and debit card systems in Australia. ... Footnotes. Gazette notice to Standard No. 2, Merchant Pricing for Credit Card Purchases.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/background.html
Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016
7 Dec 2016
Consultations
PDF
524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf
ISO 20022 Migration for the Australian Payments System – Conclusions Paper
25 Feb 2020
Consultations
PDF
560KB
During the consultation process, some respondents expressed support for the development of a common credit message for Australia’s credit transfer systems (which also include the NPP and any potential new ... The RBA and APC view that the achievement
https://www.rba.gov.au/publications/consultations/202002-iso-20022-migration-for-the-australian-payments-system/pdf/iso-20022-migration-for-the-australian-payments-system-conclusions-paper.pdf
Payments System Board Consultation on a Variation to the Standards Relating to Surcharging | Consultations
15 Dec 2011
Consultations
Payments System Board Consultation on a Variation to the Standards Relating to Surcharging
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards.html
Payments System Board Consultation on Replacing the eftpos Designation | Consultations
9 Mar 2012
Consultations
Payments System Board Consultation on Replacing the eftpos Designation
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation.html
Innovation Gaps in the Australian Payments System | Strategic Review of Innovation in the Payments System: Issues for Consultation June…
7 Jun 2011
Consultations
Bearing in mind the relatively low values (and therefore credit risk) generated by retail systems, the possible benefits would need to be weighed against the efforts to build such a system. ... The Direct Credit and Direct Debit systems can be used for
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/innovation-gaps.html
Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... For example, they could either include all entities
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html