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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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Setting a Default Network on Dual-network Debit Cards | The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions…
28 Sep 2023
Consultations
The Australian Debit Card Market: Default Settings and Tokenisation – Conclusions Paper
https://www.rba.gov.au/publications/consultations/202306-issues-paper-australian-debit-card-market/conclusions-paper/setting-a-default-network-on-dual-network-debit-cards.html
Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
The Board, however, remains concerned that surcharges in excess of the cost of card acceptance, and the blending of surcharges for cards with differing acceptance costs (particularly at rates above the ... greater confidence that surcharges are in line
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html
Policy Options | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
It should be noted that regardless of the option chosen, the Banking Regulations 1966 would also have implications for whether entities that are not ADIs could participate in credit card systems ... At the same time, the card schemes appear to be willing
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/policy-options.html
Introduction | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
Introduction. As part of its payments system reforms, the Reserve Bank introduced access regimes for the MasterCard and Visa credit card systems in 2004 and for the Visa Debit system in ... The access regimes have allowed new entrants that would
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/introduction.html
Discussion | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
Any reform should strike a balance between increasing competition in the provision of card services (and thereby increase the efficiency of the payments system) and maintaining the safety of the payments ... For example, ‘virtual cards’ issued for
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/discussion.html
Consultation on Changes to the Bank's Standards for Card Payment Systems | Consultations
3 Dec 2015
Consultations
Consultation on Changes to the Bank's Standards for Card Payment Systems
https://www.rba.gov.au/publications/consultations/201512-consultation-on-changes-to-the-banks-standards-for-card-payments-systems.html
Summary of Issues for Consultation | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
Is the merchant service fee an appropriate measure of the cost of card acceptance (that can be applied consistently across all merchants)? ... merchant? Is there a case for disclosure of the cost of card acceptance by merchants?
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/summary-issues-consultation.html
Mobile Wallet Technology | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
Dual-Network Cards and Mobile Wallet Technology 3. Mobile Wallet Technology. Consultation Paper. ... The issuer then requests a token to be associated with the card/account.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/mobile-wallet-technology.html
Policy Options and Discussion | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
A transaction made with a premium/platinum card will, therefore, at many merchants incur a higher merchant service fee than a transaction on a standard card because premium/ platinum cards attract ... differentially across cards within a card scheme if
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/policy-options-discussion.html
Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
undertake issuing or acquiring activities in the MasterCard and Visa credit card systems. ... The Bank is aware of an increasing number of entities – often foreign corporations focusing on non-traditional products such as ‘virtual cards’ – with
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html