Search: smart card
RBA Glossary definition for smart card
smart card – Also known as a chip card or IC (integrated circuit) card. A card containing one or more computer chips or integrated circuits for identification, data storage or special-purpose processing used to validate personal identification numbers (PINs), authorise purchases, verify account balances and store personal records.
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Dual-Network Cards and Mobile Wallet Technology: Consultation Paper - December 2016
7 Dec 2016
Consultations
PDF
524KB
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/pdf/20161207-dual-network-cards-and-mobile-wallet-technology.pdf
Competition in the Payments System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions
6 Sep 2017
Submissions
The card schemes, such as Visa, MasterCard, and eftpos, compete to increase the issuance, acceptance and use of cards that utilise their payment networks. ... Different card transactions have different costs for merchants, with debit cards usually having
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/competition-in-the-payments-system.html
Submission to Payments System Review
3 Feb 2021
Submissions
PDF
1155KB
New technology (terminals and chip-based cards) rolled out by card issuers and acquirers to enable. ... representations of payment cards. These applications can be used to make contactless payments.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf
Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Introduction | Review of Card Surcharging: A Consultation Document June 2011 | Consultations
7 Jun 2011
Consultations
Introduction. The Payments System Board imposed the no-surcharge Standards – requiring the removal of no-surcharge scheme rules – on the MasterCard and Visa credit card systems effective from 1 January 2003 ... The removal of these rules has allowed
https://www.rba.gov.au/publications/consultations/201106-review-card-surcharging/introduction.html
Next Steps | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
Review of Card System Access Regimes: A Consultation Document – May 2013 6.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/next-steps.html
Introduction | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
Introduction. As part of its payments system reforms, the Reserve Bank introduced access regimes for the MasterCard and Visa credit card systems in 2004 and for the Visa Debit system in ... The access regimes have allowed new entrants that would
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/introduction.html
Discussion | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
Any reform should strike a balance between increasing competition in the provision of card services (and thereby increase the efficiency of the payments system) and maintaining the safety of the payments ... For example, ‘virtual cards’ issued for
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/discussion.html
The Use of Established Payment Methods | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 |…
7 Jun 2011
Consultations
Because debit cards allow consumers to use their own funds, these changes in attitude are likely to increase debit card use at the expense of credit cards. ... For example, scheme debit cards are the dominant debit card option for holiday travel and
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/established-payment-methods.html
Introduction | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016
10 Dec 2016
Consultations
For example, Transport for NSW is looking to allow customers to use their contactless cards or mobile phones as ‘open loop’ alternatives to the Opal card, while various government entities are ... The relevant entities for this paper include:. Card
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/introduction.html